405 Water St, Webster, TX 77598 Property Records

Harris County property record for 405 Water St, Webster, TX 77598

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,422 sqft · built 2018
Lot Size	0.155 acres (6,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,800 (Dec 2018)
Tax Bill	$9,659 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137-330-001-0006`

Property Details

APN / Parcel Number

Primary APN	`137-330-001-0006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,422 sqft Living Area
1st Floor Area	2,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,760 sqft (0.155 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1373300010006
Street Address	405 WATER ST
City	WEBSTER
State	TX
Zip	77598-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 1 EDGEWATER SEC 5
Legal Subdivision	EDGEWATER SEC 5
Legal Block	1
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3001
Census Tract	341201

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 WATER ST, WEBSTER, TX 77598-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 25, 2021	Intrafamily Transfer, Transfer
Jun 25, 2021	Intrafamily Transfer, Transfer
Dec 31, 2018	Warranty Deed, Subdivision Related Transfer CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	2018580637
Last Transfer Date	Jun 18, 2021
Transfer Doc	2021358043
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	405 WATER ST, WEBSTER, TX 77598-3500
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358045
Date	Jun 25, 2021
Instrument	2021-358045

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Jun 25, 2021
Property Address	405 WATER ST, WEBSTER, TX 77598-3500
Document Number	2021358043
Map Reference	MF 676697
Instrument Date	Jun 18, 2021
Instrument	2021-358043
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 WATER ST, WEBSTER, TX 77598-3500

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Jun 25, 2021
Property Address	405 WATER ST, WEBSTER, TX 77598-3500
Document Number	2021358044
Map Reference	MF 676697
Instrument Date	Jun 18, 2021
Instrument	2021-358044
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WATER ST, WEBSTER, TX 77598-3500

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 31, 2018
Property Address	405 WATER ST, WEBSTER, TX 77598-3500
Document Number	0000580637
Instrument Date	Dec 21, 2018
Instrument	580637
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2019
Title Company	MILLENNIUM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WATER ST WEBSTER TX 775983500, WEBSTER, TX 77598-3500

Mortgage

Document Number	580638
Date	Dec 31, 2018
Instrument	580638

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Webster City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,899 (+4.82%) Land $105,693 Building $339,206	$444,899 (+4.82%) Land $105,693 Building $339,206
2025	$9,659.00 (-1.5%) Homeowner's exemption	$424,436 (+1.72%) Land $105,693 Building $318,743	$424,436 (+1.72%) Land $105,693 Building $318,743
2024	$9,806.00 (+238.14%)
2023		$417,275 Land $77,030 Building $340,245	$417,275 Land $77,030 Building $340,245
2022	$2,900.00 (+13.86%)
2020	$2,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEBSTER serves 13,710 people · EPA ID TX1010226
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Rural Telecommunications of America Fixed Wireless	300 / 150
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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