Bonner County property record for 405 Washington St, Dover, ID 83825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1956 |
| Lot Size | 0.706 acres (30,753 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $204,000 (Jan 2016) |
| Tax Bill | $2,568 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | RPD00000323550A |
| Primary APN | RPD00000323550A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Finished Area |
| 1st Floor Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Roof Type | Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 30,753 sqft (0.706 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 WASHINGTON ST |
|---|---|
| City | DOVER |
| State | ID |
| Zip | 83825-6102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 32-57N-2W TAX 11 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 32 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 950403 |
405 Washington St is owned and occupied by two individuals who bought it in January 2016.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 478, DOVER, ID 83825-0478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on File |
| Deed Sale | Jan 15, 2016 · Amount on File |
| Deed Document Number | 2016884496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 405 WASHINGTON ST, DOVER, ID 83825-6102 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000984792 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 984792 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 405 Washington St was $2,568 with a homeowner's exemption, up 6.9% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Dover City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,568.00 (+6.91%) Homeowner's exemption | $584,540 (-3.64%) Land $303,030 Building $281,510 | $584,540 (-3.64%) Land $303,030 Building $281,510 |
| 2025 | $2,402.00 Homeowner's exemption | $606,620 Land $303,030 Building $303,590 | $606,620 Land $303,030 Building $303,590 |
| 2023 | $2,214.00 Homeowner's exemption | $566,712 Land $246,600 Building $320,112 | $566,712 Land $246,600 Building $320,112 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Washington St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Washington St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DOVER serves 865 people · EPA ID ID1090193 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 14 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
May also be available: Kaniksu Internet, T-Mobile.
5G (outdoors only) and 4G LTE
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