McMinn County property record for 405 Warren St, Athens, TN 37303
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 984 sqft · built 1963 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $9,500 (Jul 2009) |
| Tax Bill | $597 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054047N B 03100 |
| Primary APN | 054047N B 03100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 108 ft deep x 75 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 76 sqft |
| Deck Area | 108 sqft |
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 WARREN ST |
|---|---|
| City | ATHENS |
| State | TN |
| Zip | 37303-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 01 054A C 045P 00801 000, COUNTY AREA: D01 |
| Legal Subdivision | MCNABB |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 970202 |
Source: McMinn County records · APN 054047N B 03100
Assessment roll updated February 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 230 KATHY ST, ATHENS, TN 37303-1640 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2017 | Deed of Trust, Mortgage ATHENS FEDERAL |
| Nov 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK |
| Dec 30, 2020 | Loan Modification, Mortgage · Conventional Mortgage CAPSTAR BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2009 · Amount on Record |
| Deed Sale | Jul 02, 2009 · Amount on Record |
| Deed Book / Page | 18P / 35 |
| Last Transfer Date | Apr 17, 2014 |
| Transfer Doc | 000020D902 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 405 WARREN ST, ATHENS, TN 37303-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1113527 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 1113/527 |
| Instrument | 187534 |
| Name | ATHENS FEDERAL |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 405 WARREN ST, ATHENS, TN 37303-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 230 KATHY ST, ATHENS, TN 37303-1640 |
| Document Number | 1215805 |
|---|---|
| Date | Nov 02, 2020 |
| Book Page | 1215/805 |
| Instrument | 219402 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 26, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 405 WARREN ST, ATHENS, TN 37303-1831 |
| Document Number | 1223487 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 405 WARREN ST ATHENS TN 373031831, ATHENS, TN 37303-1831 |
| Document Number | 1223487 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 001223/000487 |
| Instrument | 221187 |
| Name | CAPSTAR BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230-5065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McMinn County records · Assessment roll updated February 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Athens City |
| County | McMinn County |
| Elementary School District | Athens City Schools (PK - 08) |
| Secondary School District | McMinn County School District in Athens (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $597.00 | $28,575 (-) Land $3,600 Building $24,975 | |
| 2024 | $597.00 | $28,575 (-) Land $3,600 Building $24,975 | |
| 2023 | $597.00 (+29.22%) | $28,575 (+78.87%) Land $3,600 Building $24,975 | $114,300 (+78.87%) Land $14,400 Building $99,900 |
| 2022 | $462.00 | $15,975 Land $3,600 Building $12,375 | $63,900 Land $14,400 Building $49,500 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 260 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ATHENS UTILITIES BOARD serves 26,424 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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