405 Warren Ave, Front Royal, VA 22630 Property Records

Warren County property record for 405 Warren Ave, Front Royal, VA 22630

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,716 sqft · built 1952
Lot Size0.129 acres (5,619 sqft)
Owner2 Individual Names on File
Tax Bill$1,830 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
May 2021 Mortgage
Flood ZoneZone AE (high risk)
APN20/A5/6/12/C

Property Details

APN / Parcel Number

Primary APN20/A5/6/12/C
Alternative APN
  • 10625

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,716 sqft Living Area
Gross Area2,958 sqft
1st Floor Area858 sqft
Basement Area429 sqft
Finished Basement429 sqft
Unfinished Basement858 sqft
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,619 sqft (0.129 acres)
TerrainRolling
PorchSlab
Porch Area186 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10625
Old Parcel Number20A5 612 C
Street Address405 WARREN AVE
CityFRONT ROYAL
StateVA
Zip22630-4431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC1
Legal DescriptionL C BL 12 FRONT ROYAL RIVERTON IMP CO
Legal SubdivisionRIVERTON
Legal Lot NumberC
JurisdictionWARREN VA
Township / Civil DivisionSHENANDOAH
Census Block Group3
Census Block3020
Census Tract20500

Owner

405 Warren Ave is owned and occupied by two individuals.

Source: Warren County records, as of October 22, 2026

Owner of Record2 Individual Names on File
Mailing Address405 WARREN AVE, FRONT ROYAL, VA 22630-4431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2026Deed of Trust, Mortgage · Line of Credit
BETTER MORTGAGE CORPORATION
May 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address405 WARREN AVE, FRONT ROYAL, VA 22630-4431
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0260000606
DateFeb 9, 2026
Instrument260000606
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address405 WARREN AVE, FRONT ROYAL, VA 22630-4431
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210003892
DateMay 3, 2021
Instrument210003892
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 405 Warren Ave was $1,830, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
MunicipalityFront Royal Town
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,830.00 (+18.83%)$321,700 (-) Land $50,400 Building $271,300
2025$1,540.00 (+29.19%)$321,700 (+32.22%) Land $50,400 Building $271,300$321,700 (+32.22%) Land $50,400 Building $271,300
2024$1,192.00$243,300 (-) Land $40,300 Building $203,000$243,300 (-) Land $40,300 Building $203,000
2023$243,300 Land $40,300 Building $203,000$243,300 Land $40,300 Building $203,000
2022$1,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Warren Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims42 (1985–2025)
Claims Outside the SFHA4 of 42
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Warren Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FRONT ROYAL
serves 15,000 people · EPA ID VA2187406
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Brightspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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