405 Ward St, Paducah, KY 42003 Property Records

McCracken County property record for 405 Ward St, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Lot Size	0.278 acres (12,134 sqft)
Owner	2 Individual Names on File
Tax Bill	$959 (2025)
Flood Zone	Zone X (reduced by levee)
APN	`121-10-16-006`

Property Details

APN / Parcel Number

Primary APN	`121-10-16-006`
Alternative APNs	`147943` `14227`

Interior

Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	12,134 sqft (0.278 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	147943
Street Address	405 WARD ST
City	PADUCAH
State	KY
Zip	42003-0762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-20D-23 IRG TR WARD ST L29-32 B1
Legal Block	1
Legal Lot Number	29-32
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	3
Census Block	3015
Census Tract	31000

Owner

405 Ward St, a single family home, is owned by two individuals.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	326 LITTLE CYPRESS RD, CALVERT CITY, KY 42029-9242
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 405 Ward St was $959.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,000 (-)	$95,000 (-)
2025	$959.00	$95,000	$95,000
2023	$925.00 (-1.6%)	$95,000 (-)	$95,000 (-)
2022	$940.00	$95,000	$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Ward St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Ward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20