405 Walnut St, Sebring, FL 33870 Property Records

Highlands County property record for 405 Walnut St, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,347 sqft · built 1968
Lot Size	0.154 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2024)
Tax Bill	$2,577 (2024)
Deeds & Mortgages	May 2024 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S204909012300200`

Property Details

APN / Parcel Number

Primary APN	`S204909012300200`
Alternative APN	`S-20-34-29-090-1230-0200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.154 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	375 sqft
Driveway	Driveway
Driveway Area	640 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	105 sqft
Patio Area	150 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S204909012300200
Street Address	405 WALNUT ST
City	SEBRING
State	FL
Zip	33870-7039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LA PALOMA SUB PB 1-PG 44 LOT 20 BLK 123
Legal Range	29E
Legal Township	34S
Legal Section	20
Legal Subdivision	LA PALOMA SUB
Legal Block	123
Legal Lot Number	20
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2017
Census Tract	960800

Owner

Source: Highlands County records · APN S204909012300200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 WALNUT ST, SEBRING, FL 33870-7039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 08, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 01, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2024 · Amount on Record
Deed Sale	May 08, 2024 · Amount on Record
Prior Sale	Dec 01, 2020 · Amount on Record
Deed Document Number	2202520
Deed Book / Page	3042 / 581
Record Updated	Jun 08, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 08, 2024
Property Address	405 WALNUT ST, SEBRING, FL 33870-7039
Document Number	0002202520
Book / Page	3042 / 581
Map Reference	MB 1 PG 44
Instrument Date	Apr 26, 2024
Instrument	2202520
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	NOT AVAILABLE, THE TITLE CONNECTION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15429 SW 62ND ST, MIAMI, FL 33193-2585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WALNUT ST, SEBRING, FL 33870-7039

Mortgage

Document Number	0003042583
Date	May 08, 2024
Instrument	3042/583

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 01, 2020
Property Address	405 WALNUT ST, SEBRING, FL 33870-7039
Document Number	0002008780
Book / Page	2787 / 202
Map Reference	MB 1 PG 44
Instrument Date	Nov 25, 2020
Instrument	2008780
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	UNION TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5435 SW 99TH CT, 5435, MIAMI, FL 33165-7138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WALNUT ST, SEBRING, FL 33870-7039

Mortgage

Document Number	0002787204
Date	Dec 01, 2020
Instrument	2787/204

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,414 (+12.06%) Land $9,700 Building $129,714	$139,414 (+12.06%) Land $9,700 Building $129,714
2024	$2,577.00 (+8.69%)
2023	$2,371.00 (+14.65%)	$124,413 (+24.48%) Land $7,275 Building $117,138	$124,413 (+24.48%) Land $7,275 Building $117,138
2022	$2,068.00	$99,945 Land $7,275 Building $92,670	$99,945 Land $7,275 Building $92,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559608002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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