405 Walnut St, Clifton, TN 38425 Property Records

Wayne County property record for 405 Walnut St, Clifton, TN 38425

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,232 sqft · built 1977
Lot Size0.265 acres (11,554 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Aug 2021)
Tax Bill$802 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN091050B E 01300

Property Details

APN / Parcel Number

Primary APN091050B E 01300
Alternative APN
  • 050B E 01300

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1994
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,554 sqft
Lot Dimensions106 ft deep x 109 ft wide
Garage TypeMixed
Garage Area840 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchEnclosed Porch
Deck Area209 sqft
Patio Area497 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address405 WALNUT ST
CityCLIFTON
StateTN
Zip38425-5463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: A01
Legal SubdivisionCLIFTON HEIGHTS
Legal Lot Number7
JurisdictionWAYNE TN
Township / Civil Division2
Census Block Group3
Census Block3038
Census Tract950100

Owner

405 Walnut St is owned by an individual who bought it in August 2021.

Source: Wayne County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address812 N MAIN ST, MOUNT PLEASANT, TN 38474-1018
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Warranty Deed, Transfer · Conventional Mortgage
RELIANT BANK
Dec 15, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on File
Deed SaleAug 30, 2021 · Amount on File
Prior SaleDec 15, 2017 · Amount on File
Deed Document Number87951
Deed Book / Page243 / 41
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE TN
Recording DateAug 30, 2021
Property Address405 WALNUT ST, CLIFTON, TN 38425-5463
Document Number0000024341
Book / Page243 / 41
Instrument DateAug 27, 2021
Instrument87951
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address812 N MAIN ST, MOUNT PLEASANT, TN 38474-1018

Mortgage

Document Number0000087952
DateAug 30, 2021
Instrument87952
Lender
NameRELIANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE TN
Recording DateDec 15, 2017
Property Address405 WALNUT ST, CLIFTON, TN 38425-5463
Document Number199479
Book / Page000199 / 000479
Instrument DateDec 8, 2017
Instrument76850
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$481.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 W 9TH ST COLUMBIA TN 384013571, COLUMBIA, TN 38401-3571

Tax Assessment & Valuation

The 2025 property tax bill for 405 Walnut St was $802, up 17.8% from the year before.

Source: Wayne County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityClifton City
CountyWayne County
Unified School DistrictWayne County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$802.00 (+17.77%)$48,875 (+55.53%) Land $1,825 Building $47,050
2024$681.00$31,425 (-) Land $1,250 Building $30,175
2023$31,425 (+11.73%) Land $1,250 Building $30,175
2022$539.00$28,125 Land $1,250 Building $26,875$195,500 Land $7,300 Building $188,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Walnut St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims11 (2003–2019)
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Walnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLIFTON WATER DEPT
serves 4,110 people · EPA ID TN0000119
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Turbidity
resolved · May 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TVEC Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
TDS Telecom
Fiber
1,000 / 1,000

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