405 Walnut Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 405 Walnut Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,630 sqft · built 1956
Lot Size0.183 acres (7,961 sqft)
OwnerCompany Name on File
Last Sale$395,000 (Mar 2003)
Tax Bill$8,079 (2025)
Deeds & MortgagesApr 2018 Transfer
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN09-27-470-021

Property Details

APN / Parcel Number

Primary APN09-27-470-021

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,630 sqft Living Area
1st Floor Area1,630 sqft
Basement Area616 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1974
Architectural StyleSplit Level
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,961 sqft (0.183 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address405 WALNUT AVE
CitySAINT CHARLES
StateIL
Zip60174-2157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 AND THE NORTH 63 FT OF LOT 4 IN BLK 13 OF THE ORIGINAL TOWN OF ST CHARLES
Legal SubdivisionSTC-ORIGINAL TOWN
Legal Block13
Legal Lot Number3,4
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1036
Census Tract852300

Owner

405 Walnut Ave is owned by a company that acquired it in September 2003.

Source: Kane County records, as of July 21, 2026

Owner of RecordCompany Name on File
Mailing Address38W840 FOXWOOD LN, SAINT CHARLES, IL 60175-6186
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 20, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2003 · Amount on File
Deed SaleMar 21, 2003 · Amount on File
Prior SaleDec 22, 1998
Deed Document Number200347066
Last Transfer DateSep 23, 2003
Transfer Doc0000179547
Record UpdatedSep 20, 2026

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateApr 17, 2018
Property Address405 WALNUT AVE, ST CHARLES, IL 60174-2157
Document Number0000017442
Instrument DateJan 24, 2018
Instrument17442
Transaction TypeTransfer
Record UpdatedMay 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address38W840 FOXWOOD LN ST CHARLES IL 601756186, ST CHARLES, IL 60175-6186

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 20, 2017
Property Address405 WALNUT AVE, ST CHARLES, IL 60174-2157
Document Number0000037671
Instrument DateJul 14, 2017
Instrument37671
Transaction TypeTransfer
Record UpdatedAug 25, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount on Record
Tax$738.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1051 KRISTIN CT BATAVIA IL 605103372, BATAVIA, IL 60510-3372

Tax Assessment & Valuation

The 2025 property tax bill for 405 Walnut Ave was $8,079.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,079.00
2024$106,142 Land $30,108 Building $76,034$318,553 Land $90,360 Building $228,193
2022$7,331.00 (+3.85%)$90,805 (+4.91%) Land $27,116 Building $63,689$272,415 (+4.91%) Land $81,348 Building $191,067
2021$7,059.00$86,555 Land $25,847 Building $60,708$259,665 Land $77,541 Building $182,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Walnut Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Walnut Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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