Kenton County property record for 405 Wallace Ave, Covington, KY 41014 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1901 |
| Square Footage | 1,874 sqft Finished Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2014) |
| Tax Bill | $7,287.00 (2025) |
| Primary APN | 055-32-08-002.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,874 sqft Finished Area |
| Gross Area | 2,514 sqft Gross Area |
| Stories | 3 Stories |
| Year Built | Built 1901 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Stone Foundation |
| Lot Area | 6,098 sqft (0.139 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0553208002.00 |
|---|---|
| Street Address | 405 WALLACE AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1555 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WALLACE N 125' OF LOT 67 |
| Legal Subdivision | WALLACE ROBERT |
| Legal Lot Number | 67 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 61100 |
Source: Kenton County records · APN 055-32-08-002.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 405 WALLACE AVE, COVINGTON, KY 41014-1555 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2014 · Amount on Record |
| Deed Sale | Dec 04, 2014 · Amount on Record |
| Prior Sale | Jan 30, 2014 · Amount on Record |
| Deed Doc Number | 0005545140 |
| Deed Book / Page | 5545 / 140 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 405 WALLACE AVE, COVINGTON, KY 41014-1555 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900126 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 372/150 |
| Instrument | 22052005900126 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 01, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 405 WALLACE AVE, COVINGTON, KY 41014-1555 |
| Document Number | 0000000037 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 405 WALLACE AVE COVINGTON KY 410141555, COVINGTON, KY 41014-1555 |
| Document Number | 0000000037 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 000M48/000418 |
| Instrument | 37 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 26, 2040 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,287.00 (-0.53%) | $550,000 (-) Land $10,000 Building $540,000 | $550,000 (-) Land $10,000 Building $540,000 |
| 2023 | $7,326.00 | $550,000 Land $10,000 Building $540,000 | $550,000 Land $10,000 Building $540,000 |
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