Arenac County property record for 405 Wall St, Omer, MI 48749
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Oct 2018) |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | Oct 2018 Sale Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-0-015-300-180-00 |
| Primary APN | 030-0-015-300-180-00 |
|---|
| Full Baths | 1 Bath |
|---|
| Architectural Style | Raised Ranch |
|---|---|
| Lot Area | 38,768 sqft (0.89 acres) |
| Lot Dimensions | 193 ft deep x 241 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 405 WALL ST |
|---|---|
| City | OMER |
| State | MI |
| Zip | 48749-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T19N R5E SEC 15 BEG AT NW COR OF LT 9 OF WALTERS RIFLE RIV SUB TH W & PARL WITH WALL ST. 200 FT TH S & PARL WITH W LINE OF |
| Legal Range | 05E |
| Legal Township | 19N |
| Legal Section | 15 |
| Legal Subdivision | OF WALTERS RIFLE RIV SUB |
| Legal Lot Number | 9-193 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | OMER |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 970300 |
Source: Arenac County records · APN 030-0-015-300-180-00
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 WALL ST, OMER, MI 48749-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2018 | Warranty Deed, Transfer |
| Oct 26, 2018 | Warranty Deed, Transfer HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on Record |
| Deed Sale | Oct 26, 2018 · Amount on Record |
| Prior Sale | Sep 09, 2005 · Amount on Record |
| Deed Document Number | 20183680 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARENAC MI |
| Recording Date | Oct 25, 2018 |
| Property Address | 405 WALL ST, OMER, MI 48749-9750 |
| Document Number | 201803680 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 201803680 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | NULL |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARENAC MI |
| Recording Date | Oct 26, 2018 |
| Property Address | 405 WALL ST, OMER, MI 48749-9750 |
| Document Number | 201803680 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 201803680 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | HBI TITLE SERVICES INC COLU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201803681 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 201803681 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 01, 2048 |
Source: Arenac County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| Municipality | Omer City |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,300 | $118,600 | |
| 2025 | $1,626.00 |
Source: FEMA National Flood Hazard Layer as of June 15, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband Fiber Holding.
Based on FCC filings for 105 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OMER serves 279 people |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Sep 2024 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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