405 Walker St, Athens, TN 37303 Property Records

McMinn County property record for 405 Walker St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,353 sqft · built 1987
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Aug 2018)
Tax Bill	$919 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054056E B 02000`

Property Details

APN / Parcel Number

Primary APN	`054056E B 02000`
Alternative APNs	`056E B 02000 00002057H` `056E B 02000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,353 sqft Living Area
1st Floor Area	988 sqft
Upper Floors Area	608 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	142 ft deep x 86 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 WALKER ST
City	ATHENS
State	TN
Zip	37303-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 054J E 054J 02000 000, COUNTY AREA: D01
Legal Subdivision	OAKLAND REPLAT LOT 1
Jurisdiction	MCMINN TN
Township / Civil Division	2
Census Block Group	2
Census Block	2013
Census Tract	970300

Owner

Source: McMinn County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 WALKER ST, ATHENS, TN 37303-3235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	Mar 31, 2003
Deed Document Number	2018199573
Deed Book / Page	21N / 600
Last Transfer Date	Nov 18, 2024
Transfer Doc	000024K435
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	405 WALKER ST, ATHENS, TN 37303-3235
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001332102
Date	Dec 1, 2023
Book Page	1332/102
Instrument	251439

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	405 WALKER ST, ATHENS, TN 37303-3235
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	124494
Date	Jun 23, 2021
Book Page	1244/94
Instrument	226387

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	405 WALKER ST, ATHENS, TN 37303-3235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1216598
Date	Nov 6, 2020
Book Page	1216/598
Instrument	219539

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	405 WALKER ST, ATHENS, TN 37303-3235
Document Number	1195652
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WALKER ST ATHENS TN 373033235, ATHENS, TN 37303-3235

Mortgage

Document Number	1195652
Date	Apr 13, 2020
Book Page	001195/000652
Instrument	214198

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00	$43,950 (-) Land $5,125 Building $38,825
2024	$919.00 (+1.77%)	$43,950 (+1.74%) Land $5,125 Building $38,825
2023	$903.00 (+9.45%)	$43,200 (+51.45%) Land $5,125 Building $38,075	$175,800 (+54.08%) Land $20,500 Building $155,300
2022	$825.00	$28,525 Land $5,125 Building $23,400	$114,100 Land $20,500 Building $93,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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