405 W Vernon Ave, Normal, IL 61761 Property Records

McLean County property record for 405 W Vernon Ave, Normal, IL 61761

Property Summary

Property TypeCommercial Vacant Land
Details10 bd · 3,952 sqft · built 1964
Lot Size0.243 acres (9,570 sqft)
OwnerCompany Name on Record
Tax Bill$8,287 (2024)
Flood ZoneZone X (minimal risk)
APN14-28-455-018

Property Details

APN / Parcel Number

Primary APN14-28-455-018

Interior

Bedrooms10 Beds
Total Rooms15 Rooms
Units10 Units
Stories2 Stories
Building Area3,952 sqft Living Area
1st Floor Area1,976 sqft
Basement Area1,976 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,570 sqft (0.243 acres)
Lot Dimensions145 ft deep x 66 ft wide
Garage Area1,363 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address405 W VERNON AVE
CityNORMAL
StateIL
Zip61761-3549
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeR-3A
Legal DescriptionFOURTH ADD TO NORMAL LOT 8 AND VACATED ALLEY LYG S & ADJ PER DEED 09-11381
Legal Range02E
Legal Township24N
Legal Section28
Legal SubdivisionFOURTH ADD
Legal Lot Number8
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group2
Census Block2003
Census Tract400

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address135 S LA SALLE ST, CHICAGO, IL 60603-4177
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$111,405 (+21.89%) Land $33,579 Building $77,826$334,215 (+21.89%) Land $100,737 Building $233,478
2024$8,287.00 (+5.94%)
2023$7,822.00$91,399 Land $27,549 Building $63,850$274,197 Land $82,647 Building $191,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims12 (1980–2021)
Claims Outside the SFHA1 of 12
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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