405 W Summit St, Payson, AZ 85541 Property Records

Gila County property record for 405 W Summit St, Payson, AZ 85541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleRanch
Year BuiltBuilt 2007
Square Footage1,764 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
GarageAttached, 575 sqft
OccupancyOwner Occupied
Last Sale$22,000 (1994)
Tax Bill$2,208.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-08-093
Alternative APNs
  • R031924
  • 031924

Interior

Building Area1,764 sqft Living Area
1st Floor1,764 sqft 1st Floor
Basement Area954 sqft Basement
Finished Basement954 sqft Finished
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialShingle Roof
Lot Area12,197 sqft (0.28 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area575 sqft Garage
Patio Area28 sqft Patio
PorchPorch
Porch Area14 sqft Porch

Utilities and HVAC

Cooling SystemA/C Chilled Water Cooling
Heating SystemHot Water Heating

Location & Zoning

Account NumberR031924
Street Address405 W SUMMIT ST
CityPAYSON
StateAZ
Zip85541-5347
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 24 SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 24 , PAYSON HEIGHTS SUBDIVISION , PLAT 213(ROS 2477)SE1/4 SE1/4 SEC 4 T10N
Legal Range10E
Legal Township10N
Legal Section04
Legal SubdivisionPAYSON TOWNSITE/PAYSON HEIGHTS
Legal Lot Number24 1002
JurisdictionGILA AZ
Minor Civil DivisionPAYSON
Census Blockgroup3
Census Block3011
Census Tract301

Owner

Source: Gila County records · APN 304-08-093

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 W SUMMIT ST, PAYSON, AZ 85541-5347
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 1994 · Amount on Record
Deed SaleDec 09, 1994 · Amount on Record
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address405 W SUMMIT ST, PAYSON, AZ 85541-5347
Transaction TypeMortgage
Record UpdatedDec 09, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 W SUMMIT ST, PAYSON, AZ 85541-5347

Mortgage

Document Number0000015202
DateNov 08, 2021
Instrument2021-015202
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$69,919 (+3.16%) Land $6,863 Building $63,056$699,193 (+3.16%) Land $68,630 Building $630,563
2025$2,208.00 (-2.34%)
2024$67,776 Land $4,351 Building $63,425$677,761 Land $43,510 Building $634,251
2023$2,261.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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