Macoupin County property record for 405 W State St, Modesto, IL 62667
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,289 (Jul 2023) |
| Tax Bill | $2,118 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage May 2022 Mortgage + 3 more |
| APN | 02-16-476-005 |
| Primary APN | 02-16-476-005 |
|---|---|
| Alternative APN |
|
| Lot Area | 26,136 sqft (0.6 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 198 ft wide |
| Street Address | 405 W STATE ST |
|---|---|
| City | MODESTO |
| State | IL |
| Zip | 62667-5444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-3 BLK 4 R T ALLYNS 1ST ADDN 198 X 132 02-16-476-005 |
| Legal Subdivision | R T ALLYNS 1ST ADDN |
| Legal Block | 4 |
| Legal Lot Number | 1-3 |
| Jurisdiction | MACOUPIN IL |
| Township / Civil Division | NORTH PALMYRA |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 956200 |
Source: Macoupin County records · APN 02-16-476-005
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 W STATE ST, MODESTO, IL 62667-5444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK |
| May 03, 2022 | Deed of Trust, Mortgage HUD |
| May 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 09, 2019 | Warranty Deed, Transfer · FHA Mortgage BANK OF SPRINGFIELD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Sep 09, 2019 · Amount on Record |
| Deed Document Number | 2023606253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Recording Date | Jul 17, 2023 |
| Property Address | 405 W STATE ST, MODESTO, IL 62667-5444 |
| Document Number | 0000606253 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 606253 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | ILLINOIS REAL ESTATE TITLE CENTER LLC, ILLINOIS REAL ESTATE TITLE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 405 W STATE ST, MODESTO, IL 62667-5444 |
| Document Number | 0000606254 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 606254 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 405 W STATE ST, MODESTO, IL 62667-5444 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000598485 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 598485 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 405 W STATE ST, MODESTO, IL 62667-5444 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 568638 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 568638 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 20, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 405 W STATE ST, MODESTO, IL 62667-5444 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 574176 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 574176 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 15, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Recording Date | Sep 09, 2019 |
| Property Address | 405 W STATE ST, MODESTO, IL 62667-5444 |
| Document Number | 577399 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 577399 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 W STATE ST, MODESTO, IL 62667-5444 |
| Document Number | 577400 |
|---|---|
| Date | Sep 09, 2019 |
| Instrument | 577400 |
| Name | BANK OF SPRINGFIELD |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Macoupin County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macoupin County |
| County Subdivision | North Palmyra Township |
| Municipality | Modesto Village |
| Unified School District | Northwestern Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,118.00 (+3.27%) | $46,290 (+7%) Land $4,954 Building $41,336 | $138,870 (+7%) Land $14,862 Building $124,008 |
| 2024 | $2,051.00 (+7.95%) | $43,262 (+15.56%) Land $4,630 Building $38,632 | $129,786 (+15.56%) Land $13,890 Building $115,896 |
| 2022 | $1,900.00 Homeowner's exemption | $37,437 Land $4,007 Building $33,430 | $112,311 Land $12,021 Building $100,290 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Royell Communications Fiber | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 24 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MODESTO serves 182 people |
|---|---|
| Water Source | Purchased surface water from PALMYRA-MODESTO WATER COMMISSION |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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