Cuming County property record for 405 W Spruce St, Bancroft, NE 68004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,480 sqft · built 1920 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $433 (2025) |
| Deeds & Mortgages | Oct 2018 Transfer |
| APN | 0029110.00 |
| Primary APN | 0029110.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 1,516 sqft |
| 1st Floor Area | 880 sqft |
| Basement Area | 916 sqft |
| Unfinished Basement | 916 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 888 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 192 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 66 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 W SPRUCE ST |
|---|---|
| City | BANCROFT |
| State | NE |
| Zip | 68004-3572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | PARK ADD, E 1/2 LTS 6-7, BLK 1, BANC V |
| Legal Subdivision | PARK ADD |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CUMING NE |
| Township / Civil Division | BANCROFT |
| Census Block Group | 1 |
| Census Block | 1176 |
| Census Tract | 972900 |
405 W Spruce St is owned by an individual who acquired it in September 2018.
Source: Cuming County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 332, BANCROFT, NE 68004-0332 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2018 |
| Transfer Doc | 0201801480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMING NE |
| Recording Date | Oct 4, 2018 |
| Property Address | 405 W SPRUCE ST, BANCROFT, NE 68004-3572 |
| Document Number | 0201801480 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 201801480 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 332, BANCROFT, NE 68004-0332 |
The 2025 property tax bill for 405 W Spruce St was $433.
Source: Cuming County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| Municipality | Bancroft Village |
| County | Cuming County |
| County Subdivision | Bancroft Township |
| Unified School District | Bancroft-Rosalie Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,480 (-2.01%) Land $6,300 Building $40,180 | $46,480 (-2.01%) Land $6,300 Building $40,180 | |
| 2025 | $433.00 | $47,435 Land $6,300 Building $41,135 | $47,435 Land $6,300 Building $41,135 |
| 2023 | $331.00 | $25,485 Land $5,600 Building $19,885 | $25,485 Land $5,600 Building $19,885 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 405 W Spruce St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 W Spruce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF BANCROFT serves 496 people · EPA ID NE3103901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Nitrate-Nitrite resolved · Oct 2023 E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skywave Wireless Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Great Plains Communications Cable · Fiber in parts of the area | 1,000 / 25 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
5G and 4G LTE (outdoors only)
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