405 W Spring St, Lawler, IA 52154 Property Records

Chickasaw County property record for 405 W Spring St, Lawler, IA 52154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,186 sqft · built 1976
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jan 2007)
Tax Bill	$2,880 (2026)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-09-04-3-52-006`

Property Details

APN / Parcel Number

Primary APN	`19-09-04-3-52-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,186 sqft Living Area
1st Floor Area	702 sqft
Basement Area	702 sqft
Finished Basement	325 sqft
Unfinished Basement	702 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	124 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	405 W SPRING ST
City	LAWLER
State	IA
Zip	52154-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & E 33' LOT 3 BLK 5 HIGHLAND ADD.
Legal Subdivision	HIGHLAND ADD
Legal Block	5
Legal Lot Number	2,3
Jurisdiction	CHICKASAW IA
Township / Civil Division	STAPLETON
Census Block Group	1
Census Block	1059
Census Tract	70300

Owner

405 W Spring St is owned and occupied by two individuals who bought it in January 2007.

Source: Chickasaw County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 W SPRING ST, 144, LAWLER, IA 52154-9716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2007 · Amount on File
Deed Sale	Jan 22, 2007 · Amount on File
Deed Document Number	2007158
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW IA
Property Address	405 W SPRING ST, LAWLER, IA 52154-9716
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180233
Date	Feb 5, 2018
Instrument	2018-0233

Lender

Name	BANK IOWA
Type	Bank

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 405 W Spring St was $2,880 with a homeowner's exemption.

Source: Chickasaw County assessment roll, as of September 26, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Chickasaw County
Municipality	Lawler City
Unified School District	Turkey Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,880.00	$226,600 (-) Land $14,600 Building $212,000	$226,600 (-) Land $14,600 Building $212,000
2025	$2,880.00 (+2.42%) Homeowner's exemption	$226,600 Land $14,600 Building $212,000	$226,600 Land $14,600 Building $212,000
2024	$2,812.00
2023		$198,500 Land $14,600 Building $183,900	$198,500 Land $14,600 Building $183,900
2022	$2,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 W Spring St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 28, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2016–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWLER WATER SUPPLY serves 406 people · EPA ID IA1957064
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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