Boone County property record for 405 W Sims St, Centralia, MO 65240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1965 |
| Lot Size | 0.293 acres (12,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $113,400 (Jan 2009) |
| Tax Bill | $1,394 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-507-00-03-007-00 |
| Primary APN | 04-507-00-03-007-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 12,780 sqft (0.293 acres) |
| Lot Dimensions | 180 ft deep x 71 ft wide |
| Porch | Slab |
| Pole Barn | Pole Barn |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 405 W SIMS ST |
|---|---|
| City | CENTRALIA |
| State | MO |
| Zip | 65240-1571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FARRARS ADD BLK 2 LOT 21 & W 16' LOT 20 |
| Legal Range | 11W |
| Legal Township | 51N |
| Legal Section | 15 |
| Legal Subdivision | FARRARS ADD |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 2000 |
Source: Boone County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 W SIMS ST, CENTRALIA, MO 65240-1571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2009 · Amount on Record |
| Deed Sale | Jan 30, 2009 · Amount on Record |
| Prior Sale | Apr 5, 2006 · Amount on Record |
| Deed Document Number | 20091930 |
| Deed Book / Page | 3420 / 5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 405 W SIMS ST, CENTRALIA, MO 65240-1571 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020011099 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 5194/147 |
| Instrument | 2020011099 |
| Name | TOWN & COUNTRY BANC MORTGAGE SVCS INC |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGFIELD, IL 62711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Centralia City |
| Unified School District | Centralia R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,629 (-) Land $2,489 Building $20,140 | ||
| 2025 | $1,394.00 (+15.78%) | $22,629 (+14.52%) Land $2,489 Building $20,140 | $119,100 (+14.52%) Land $13,100 Building $106,000 |
| 2023 | $1,204.00 (+8.18%) | $19,760 Land $2,489 Building $17,271 | $104,000 Land $13,100 Building $90,900 |
| 2022 | $1,113.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA PWS serves 4,027 people · EPA ID MO3010152 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Kingdom Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: FireServe, T-Mobile.
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