405 W Ruby St, Stephens, AR 71764 Property Records

Ouachita County property record for 405 W Ruby St, Stephens, AR 71764 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1890
Square Footage1,814 sqft Living Area
Lot Size14,000 sqft (0.321 acres)
OccupancyOwner Occupied
Last Sale$80,650 (2021)
Tax Bill$502.00 (2025)

Property Details

APN / Parcel Number

Primary APN985-00055-000R
Alternative APN
  • 31167

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,814 sqft Living Area
1st Floor1,814 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area14,000 sqft (0.321 acres)
Depth X Width140 ft x 100 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area1,000 sqft Driveway
Porch Area658 sqft Porch
Utility Building96 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address405 W RUBY ST
CitySTEPHENS
StateAR
Zip71764-8802
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 5 & 6 BLK 9
Legal Range19W
Legal Township15S
Legal Section21
Legal SubdivisionSTEPHENS ORIGINAL TOWN
Legal Block9
Legal Lot Number5,6
JurisdictionOUACHITA AR
Minor Civil DivisionSMACKOVER
Census Blockgroup1
Census Block1006
Census Tract950302

Owner

Source: Ouachita County records · APN 985-00055-000R

Assessment roll updated December 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 W RUBY ST, STEPHENS, AR 71764-8802
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK
Apr 22, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on May 18, 2021
  • Deed Sale Price on May 18, 2021
  • Prior Sale Amount on Apr 22, 2019
Deed Doc Number20211577
Record RefreshedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOUACHITA AR
Recording DateMay 18, 2021
Property Address405 W RUBY ST, STEPHENS, AR 71764-8802
Document Number2021001577
Instrument DateMay 17, 2021
Instrument2021-001577
Transaction TypeTransfer
Record UpdatedOct 04, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$267.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressGENERAL DELIVERY, STEPHENS, AR 71764-9999

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address405 W RUBY ST, STEPHENS, AR 71764-8802

Mortgage

Document Number2021001578
DateMay 18, 2021
Instrument2021-001578
Lender
NamePEOPLES BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOUACHITA AR
Recording DateApr 22, 2019
Property Address405 W RUBY ST, STEPHENS, AR 71764-8802
Document Number2019001112
Instrument DateApr 18, 2019
Instrument2019-001112
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$115.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 212, STEPHENS, AR 71764-0212

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 E RUBY ST, STEPHENS, AR 71764-9113
InvestorPossibly a Property Investor

Mortgage

Document Number2019001113
DateApr 22, 2019
Instrument2019-001113
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ouachita County records · Assessment roll updated December 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateArkansas
CountyOuachita County
MunicipalityStephens City
Unified School DistrictCamden Fairview School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$502.00 (+15.14%)$13,650 (+44.6%) Land $600 Building $13,050$68,250 (+44.6%) Land $3,000 Building $65,250
2023$436.00$9,440 Land $500 Building $8,940$47,200 Land $2,500 Building $44,700

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