405 W Ocean Ave, Edgewater, FL 32132 Property Records

Volusia County property record for 405 W Ocean Ave, Edgewater, FL 32132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1972
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Trust Names on Record
Last Sale	$80,000 (Feb 2009)
Tax Bill	$809 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7432-01-00-0041`

Property Details

APN / Parcel Number

Primary APN	`7432-01-00-0041`
Alternative APNs	`34173201000041` `32173401000041` `3845218.0` `3845218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,500 sqft (0.517 acres)
Lot Dimensions	180 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Unfinished Open Porch
Porch Area	340 sqft
Patio Area	642 sqft
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3845218
Street Address	405 W OCEAN AVE
City	EDGEWATER
State	FL
Zip	32132-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R3
Legal Description	W 125 FT OF E 250 FT OF LOT 4 EDGEWATER ACRES MB 11 PG 299 PER OR 5067 PG 2794 PER OR 6290 PG 2918 PER OR 6318 PGS 3629-3630
Legal Range	34E
Legal Township	17S
Legal Section	32
Legal Subdivision	EDGEWATER ACRES MB
Legal Tract	01
Legal Lot Number	4
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1002
Census Tract	83009

Owner

Source: Volusia County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	405 W OCEAN AVE, EDGEWATER, FL 32132-2150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2009 · Amount on Record
Deed Sale	Feb 3, 2009 · Amount on Record
Prior Sale	Oct 28, 2008
Deed Document Number	200918668
Deed Book / Page	6318 / 3629
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	Apr 10, 2026
Property Address	405 W OCEAN AVE, EDGEWATER, FL 32132-2150
Document Number	0000064141
Book / Page	8838 / 3066
Instrument Date	Mar 31, 2026
Instrument	202664141
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W OCEAN AVE, EDGEWATER, FL 32132-2150

Mortgage

Document Number	0000064141,
Date	Apr 10, 2026
Book Page	8838/3066
Instrument	202664141

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.43%
Max Rate	-1%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,582 (+2.7%)	$238,614 (-0.05%) Land $33,000 Building $205,614
2025	$809.00 (+6.59%) Homeowner's exemption	$85,280 (+5.99%)	$238,728 (-1.39%) Land $33,000 Building $205,728
2023	$759.00 (+4.83%) Homeowner's exemption	$80,464 (+3%)	$242,090 (+8.67%) Land $33,000 Building $209,090
2022	$724.00 Homeowner's exemption	$78,120	$222,766 Land $30,000 Building $192,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	31 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 6 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20