Prowers County property record for 405 W Oak St, Lamar, CO 81052
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 848 sqft · built 1914 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Nov 1993) |
| Tax Bill | $292 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 287066040 |
| Primary APN | 287066040 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Gross Area | 1,086 sqft |
| 1st Floor Area | 792 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Detached |
| Garage Area | 160 sqft |
| Porch | Slab |
| Porch Area | 119 sqft |
| Patio Area | 15 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 405 W OAK ST |
|---|---|
| City | LAMAR |
| State | CO |
| Zip | 81052-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SIDE BLK DN 62.44FT OF LOT 3 & N 62 .44FT OF W 20FT OF LOT 2 WEST SIDE BLK DN 62.44FT OF LOT 3 & N 62.44FT OF W 20FT OF |
| Legal Subdivision | WEST SIDE |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | PROWERS CO |
| Township / Civil Division | LAMAR |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 200 |
Source: Prowers County records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 W OAK ST, LAMAR, CO 81052-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK |
| Feb 23, 2022 | Deed of Trust, Mortgage FELLOWSHIP CU |
| Jul 21, 2020 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 1993 · Amount on Record |
| Deed Sale | Nov 23, 1993 · Amount on Record |
| Prior Sale | May 15, 1990 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | May 5, 2026 |
| Property Address | 405 W OAK ST, LAMAR, CO 81052-2741 |
| Document Number | 0000565618 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026565618 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000565618, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026565618 |
| Name | COMMUNITY STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROWERS CO |
| Property Address | 405 W OAK ST, LAMAR, CO 81052-2741 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 W OAK ST, LAMAR, CO 81052-2741 |
| Document Number | 0000555985 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 555985 |
| Name | FELLOWSHIP CU |
|---|---|
| Type | Credit Union |
| Address | LAMAR, CO 81052 |
| Amount | Amount Recorded |
|---|
| Rate | 5.5% |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | Jul 21, 2020 |
| Property Address | 405 W OAK ST, LAMAR, CO 81052-2741 |
| Document Number | 0000551515 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 551515 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 405 W OAK ST, LAMAR, CO 81052-2741 |
Source: Prowers County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Prowers County |
| Municipality | Lamar City |
| Unified School District | Lamar School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $292.00 (+311.27%) | $61,443 (+21.76%) Land $3,845 Building $57,598 | |
| 2023 | $71.00 (-52.67%) | $21,153 Land $1,551 Building $19,602 | $50,462 Land $3,102 Building $47,360 |
| 2019 | $150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2013) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAMAR serves 7,500 people · EPA ID CO0150700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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