405 W Main St, Shell Rock, IA 50670 Property Records

Butler County property record for 405 W Main St, Shell Rock, IA 50670

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,708 sqft · built 1900
Lot Size	0.486 acres (21,170 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Sep 2007)
Tax Bill	$4,154 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1211127006`

Property Details

APN / Parcel Number

Primary APN	`1211127006`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	1,708 sqft
Basement Area	117 sqft
Unfinished Basement	820 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,170 sqft (0.486 acres)
Lot Dimensions	145 ft deep x 146 ft wide
Garage Type	Mixed
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	56 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 W MAIN ST
City	SHELL ROCK
State	IA
Zip	50670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 OF O.L. 14 IN NE NW 11 91 15
Legal Range	15W
Legal Township	91N
Legal Section	11
Legal Lot Number	1 & 2
Jurisdiction	BUTLER IA
Township / Civil Division	SHELL ROCK
Census Block Group	1
Census Block	1030
Census Tract	70500

Owner

405 W Main St is owned and occupied by an individual who bought it in September 2007.

Source: Butler County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 98, SHELL ROCK, IA 50670-0098
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2007 · Amount on File
Deed Sale	Sep 5, 2007 · Amount on File
Deed Document Number	20073523
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER IA
Property Address	405 W MAIN ST, SHELL ROCK, IA 50670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20172070
Date	Aug 29, 2017
Instrument	2017-2070

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount on Record
Term	121 Months
Due	Sep 10, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 405 W Main St was $4,154 with a homeowner's exemption, up 2.1% from the year before.

Source: Butler County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Butler County
Municipality	Shell Rock City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,154.00 (+2.06%) Homeowner's exemption	$254,930 Land $27,070 Building $227,860	$254,930 Land $27,070 Building $227,860
2024	$4,070.00
2023		$238,280 (+17.52%) Land $27,070 Building $211,210	$238,280 Land $27,070 Building $211,210
2022	$3,832.00 Homeowner's exemption	$202,760 Land $27,070 Building $175,690
2021			$202,760 Land $27,070 Building $175,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 W Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1993–2016)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 9 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELL ROCK MUNI WATER SUPP serves 1,269 people · EPA ID IA1286042
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130