405 W Main St, Belle, WV 25015 Property Records

Kanawha County property record for 405 W Main St, Belle, WV 25015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1939
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on File
Last Sale	$23,652 (Dec 2020)
Tax Bill	$521 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`23-29C-0086.0000`

Property Details

APN / Parcel Number

Primary APN	`23-29C-0086.0000`
Alternative APNs	`20-23-29C-0086.0000` `07133201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	161 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07133201
Street Address	405 W MAIN ST
City	BELLE
State	WV
Zip	25015-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 57 PT LTS 55 56 DUPONT CITY
Legal Subdivision	DUPONT CITY
Legal Block	57
Legal Lot Number	55-57
Jurisdiction	KANAWHA WV
Township / Civil Division	1
Census Block Group	1
Census Block	1005
Census Tract	11500

Owner

405 W Main St is owned and occupied by two individuals who bought it in December 2020.

Source: Kanawha County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 W MAIN ST, BELLE, WV 25015-1044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Deed Document Number	20203082799
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Dec 8, 2020
Property Address	405 W MAIN ST, BELLE, WV 25015-1044
Document Number	0030820799
Book / Page	003082 / 000799
Instrument Date	Nov 27, 2020
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 336 DAWES WV 250540336, DAWES, WV 25054-0336

Mortgage

Document Number	44690351
Date	Dec 8, 2020
Book Page	004469/000351

Lender

Name	WHITESVILLE ST BK

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 7, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 W Main St was $521 with exemptions applied.

Source: Kanawha County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$521.00 Homeowner's exemption Disabled Person's exemption	$61,380 Land $11,820 Building $49,560	$102,300 Land $19,700 Building $82,600
2023	$482.00 Homeowner's exemption Disabled Person's exemption	$58,260 (+5.77%) Land $11,820 Building $46,440	$97,100 (+5.77%) Land $19,700 Building $77,400
2022		$55,080 Land $11,820 Building $43,260	$91,800 Land $19,700 Building $72,100
2021	$441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 W Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1981–2003)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Nov 2003 · Severe Storms, Flooding, And Landslides
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W Main St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 80% of West Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures