Carter County property record for 405 W Main St, Ardmore, OK 73401
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1,679 sqft · built 1970 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,148 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0010-00-300-009-0-001-00 |
| Primary APN | 0010-00-300-009-0-001-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,679 sqft Total Area |
| Gross Area | 2,104 sqft |
| 1st Floor Area | 1,778 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Stone |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Canopy | 1,801 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 2887 |
|---|---|
| Street Address | 405 W MAIN ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-4737 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C1 |
| Legal Description | ARDMORE LOTS & BLKS, BLK 300 LOT 9 (136.5X153.2X137.4X151.4) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | ARDMORE CITY |
| Legal Block | 300 |
| Legal Lot Number | 9 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 892900 |
405 W Main St, a commercial property, is held in a trust.
Source: Carter County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 69, ARDMORE, OK 73402-0069 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 W Main St was $5,148.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,713 (-1.66%) Land $27,488 Building $23,225 | $422,606 (-1.66%) Land $229,064 Building $193,542 | |
| 2025 | $5,148.00 | $51,571 Land $27,488 Building $24,083 | $429,756 Land $229,064 Building $200,692 |
| 2023 | $5,123.00 | $51,843 Land $27,488 Building $24,355 | $432,020 Land $229,064 Building $202,956 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 405 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures