405 W King St, Lancaster, PA 17603 Property Records

Lancaster County property record for 405 W King St, Lancaster, PA 17603

Property Summary

Property Type	Duplex
Details	5 bd · 1.5 ba · 1,876 sqft · built 1880
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Mar 2023)
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`335-85157-0-0000`

Property Details

APN / Parcel Number

Primary APN	`335-85157-0-0000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	882 sqft
Upper Floors Area	994 sqft
Basement Area	882 sqft
Game Room	Game Room

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
Porch	Slab
Porch Area	38 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 W KING ST
City	LANCASTER
State	PA
Zip	17603-3714
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Description	405 W KING ST
Legal Lot Number	44
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2011
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 W KING ST, LANCASTER, PA 17603-3714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 6, 2023	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Dec 18, 2019	Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG
Jul 23, 2018	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20236726779
Last Transfer Date	Mar 14, 2025
Transfer Doc	20250011531
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	405 W KING ST, LANCASTER, PA 17603-3714
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W KING ST, LANCASTER, PA 17603-3714

Mortgage

Document Number	20260008372
Date	Mar 3, 2026
Instrument	20260008372

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Mar 6, 2023
Property Address	405 W KING ST, LANCASTER, PA 17603-3714
Document Number	0006726779
Instrument Date	Mar 3, 2023
Instrument	6726779
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	IRON VALLEY ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 W KING ST, LANCASTER, PA 17603-3714

Mortgage

Document Number	0006726780
Date	Mar 6, 2023
Instrument	6726780

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	405 W KING ST, LANCASTER, PA 17603-3714
Document Number	0006503442
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W KING ST LANCASTER PA 176033714, LANCASTER, PA 17603-3714

Mortgage

Document Number	0006503442
Date	Jan 22, 2020
Instrument	6503442

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 23, 2018
Property Address	405 W KING ST, LANCASTER, PA 17603-3714
Document Number	0006408989
Instrument Date	Jul 20, 2018
Instrument	6408989
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,249.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W KING ST, LANCASTER, PA 17603-3714

Mortgage

Document Number	0006408990
Date	Jul 23, 2018
Instrument	6408990

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,000 (-) Land $35,100 Building $121,900	$157,000 (-) Land $35,100 Building $121,900
2025	$6,278.00 (+1.06%)	$157,000 (-) Land $35,100 Building $121,900	$157,000 (-) Land $35,100 Building $121,900
2024	$6,212.00	$157,000 Land $35,100 Building $121,900
2018			$157,000 Land $35,100 Building $121,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,091 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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