405 W Handy Dr, Pharr, TX 78577 Property Records

Hidalgo County property record for 405 W Handy Dr, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,344 sqft · built 2018
Lot Size	0.14 acres (6,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Aug 1997)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2017 Sale
APN	`V355500000010400`

Property Details

APN / Parcel Number

Primary APN	`V355500000010400`
Alternative APNs	`R533834` `533834`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	1,344 sqft
Utility Area	80 sqft
Flooring	Tile

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,115 sqft (0.14 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	64 sqft
Patio Area	112 sqft
Canopy	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 W HANDY DR
City	PHARR
State	TX
Zip	78577-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	VILLA DEL NORTE LOT 104
Legal Subdivision	VILLA DEL NORTE - SPA
Legal Tract	104
Legal Block	3
Legal Lot Number	104
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	3
Census Block	3000
Census Tract	21314

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 W SIESTA ST, PHARR, TX 78577-4343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY ARMY COMMUNITY CU
Dec 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1997 · Amount on Record
Deed Sale	Aug 6, 1997 · Amount on Record
Deed Document Number	1997615293
Last Transfer Date	Dec 7, 2017
Transfer Doc	0002871784
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	405 W HANDY DR, PHARR, TX 78577-8830
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	SIERRA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003393810
Date	Oct 31, 2022
Instrument	3393810

Lender

Name	NAVY ARMY COMMUNITY CU
Type	Credit Union
Address	CORPUS CHRISTI, TX 78414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Dec 11, 2017
Property Address	405 W HANDY DR, PHARR, TX 78577-8830
Document Number	0002871784
Instrument Date	Dec 7, 2017
Instrument	2871784
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 W SIESTA ST PHARR TX 785774343, PHARR, TX 78577-4343

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,880 (+7.42%) Land $48,920 Building $110,960	$159,880 (-1.46%) Land $48,920 Building $110,960
2025	$2,566.00 (-1.69%) Homeowner's exemption	$148,831 (+9.18%) Land $48,920 Building $113,323	$162,243 (+19.02%) Land $48,920 Building $113,323
2024	$2,610.00 (-28.55%)
2023	$3,653.00 (-4.45%)	$136,319 Land $37,607 Building $98,712	$136,319 Land $37,607 Building $98,712
2022	$3,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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