405 W Grand St, Whitewright, TX 75491 Property Records

Grayson County property record for 405 W Grand St, Whitewright, TX 75491

Property Summary

Property Type	Residential Vacant Land
Details	1,200 sqft · built 1983
Lot Size	0.425 acres (18,530 sqft)
Owner	Company Name on File
Tax Bill	$1,377 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`X003 0768101`

Property Details

APN / Parcel Number

Primary APN	`X003 0768101`
Alternative APN	`170977`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1988
Lot Area	18,530 sqft (0.425 acres)
Garage Type	Detached
Garage Area	288 sqft
Porch	Open Porch

Location & Zoning

Street Address	405 W GRAND ST
City	WHITEWRIGHT
State	TX
Zip	75491-2036
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	G-0768 MCDANIEL GRANGER A-G0768, ACRES .4254, 22X185.86X167
Legal Subdivision	MCDANIEL GRANGER A-G0768
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2012
Census Tract	102

Owner

405 W Grand St, residential vacant land, is owned by a company that acquired it in October 2025.

Source: Grayson County records, as of June 9, 2026

Owner of Record	Company Name on File
Mailing Address	1330 REYNOLDS RD, WHITEWRIGHT, TX 75491-5210
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
May 27, 2020	Warranty Deed, Transfer COMMERCIAL BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025
Deed Sale	Oct 16, 2025
Deed Document Number	202526961
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	0000012519
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	May 29, 2026
Property Address	405 W GRAND ST, WHITEWRIGHT, TX 75491-2036
Document Number	0000013573
Instrument Date	May 29, 2026
Instrument	202613573
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RED RIVER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1330 REYNOLDS RD, WHITEWRIGHT, TX 75491-5210

Mortgage

Document Number	0000013573,
Date	May 29, 2026
Instrument	202613573

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 27, 2020
Property Address	405 GRAND ST, WHITEWRIGHT, TX 75491
Document Number	0000012519
Instrument Date	May 22, 2020
Instrument	12519
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4277 WATERSTONE ESTATES DR MCKINNEY TX 750714003, MCKINNEY, TX 75071-4003

Mortgage

Document Number	12520
Date	May 27, 2020
Instrument	12520

Lender

Name	COMMERCIAL BK/TX
Type	Bank
Address	NACOGDOCHES, TX 75961

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 W Grand St was $1,377, up 1.2% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitewright Town
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00 (+1.18%)	$71,531 Land $71,531	$71,531 Land $71,531
2024	$1,361.00
2023		$156,870 Land $55,965 Building $100,905	$156,870 Land $55,965 Building $100,905
2022	$2,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 W Grand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W Grand St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEWRIGHT serves 1,725 people · EPA ID TX0910011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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