405 W Front St, Apt 208, Wheaton, IL 60187 Property Records

DuPage County property record for 405 W Front St, Apt 208, Wheaton, IL 60187

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,428 sqft · built 1999
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Mar 2018)
Tax Bill	$6,617 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-17-431-078`

Property Details

APN / Parcel Number

Primary APN	`05-17-431-078`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	31 Units
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	105,851 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	405 W FRONT ST, 208
City	WHEATON
State	IL
Zip	60187-2333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Legal Description	WATERFORD PLACE OF WHEATON CONDO BLDG 3 UNIT 208 0.87447 PERCENT COM INT
Legal Subdivision	WATERFORD PLACE OF WHEATON CONDO
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3005
Census Tract	842500

Owner

405 W Front St, Apt 208 is owned and occupied by an individual who bought it in March 2018.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	405 W FRONT ST, 208, WHEATON, IL 60187-2333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 19, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	May 9, 2007 · Amount on File
Deed Document Number	201823711
Prior Transfer Date	Feb 3, 2001
Prior Transfer Doc	0000028087
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	405 W FRONT ST APT 208, 208, WHEATON, IL 60187-2333
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049848
Date	May 19, 2020
Instrument	R2020-049848

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 19, 2018
Property Address	405 W FRONT ST APT 208, 208, WHEATON, IL 60187-2333
Document Number	0000023711
Instrument Date	Mar 12, 2018
Instrument	R2018-023711
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,104.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W FRONT ST APT 208, 208, WHEATON, IL 60187-2333

Mortgage

Document Number	0000023712
Date	Mar 19, 2018
Instrument	R2018-023712

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 W Front St, Apt 208 was $6,617 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,617.00	$117,254 Land $19,525 Building $97,729	$351,762 Land $58,575 Building $293,187
2022	$5,811.00 Homeowner's exemption	$89,910 Land $10,800 Building $79,110	$269,730 Land $32,400 Building $237,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 W Front St, Apt 208 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 W Front St, Apt 208 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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