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405 W Emerson St, Bloomington, IL 61701 Property Records

McLean County property record for 405 W Emerson St, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,557 sqft · built 1910
Lot Size0.165 acres (7,204 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Apr 2024)
Tax Bill$2,784 (2024)
Deeds & MortgagesMay 2024 Transfer
Apr 2024 Sale
Flood ZoneZone X (minimal risk)
APN14-33-307-009

Property Details

APN / Parcel Number

Primary APN14-33-307-009

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,557 sqft Living Area
Gross Area1,893 sqft
1st Floor Area837 sqft
Basement Area117 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area7,204 sqft (0.165 acres)
Lot Dimensions142 ft deep x 50 ft wide
View / LotLake Front
Garage TypeDetached
Garage Area261 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address405 W EMERSON ST
CityBLOOMINGTON
StateIL
Zip61701-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionWALNUT HILL ADD LOT 8 BLK 5
Legal Range02E
Legal Township24N
Legal Section33
Legal SubdivisionWALNUT HILL
Legal Block5
Legal Lot Number8
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1007
Census Tract1303

Owner

405 W Emerson St is owned and occupied by an individual who acquired it in April 2024.

Source: McLean County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address405 W EMERSON ST, BLOOMINGTON, IL 61701-1613
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2024Transfer on Death Deed, Transfer
Apr 5, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2024 · Amount on File
Deed SaleApr 5, 2024 · Amount on File
Deed Document Number20244050
Last Transfer DateApr 17, 2024
Transfer Doc0000005500
Record UpdatedSep 20, 2026

May 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMCLEAN IL
Recording DateMay 6, 2024
Property Address405 W EMERSON ST, BLOOMINGTON, IL 61701-1613
Document Number202400005500
Instrument DateApr 17, 2024
Instrument2024-00005500
Transaction TypeTransfer
Record UpdatedMay 15, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address405 W EMERSON ST, BLOOMINGTON, IL 61701-1613

Transferred To (Grantee/Buyer)

NameVerified Name

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateApr 5, 2024
Property Address405 W EMERSON ST, BLOOMINGTON, IL 61701-1613
Document Number202400004050
Instrument DateMar 18, 2024
Instrument2024-00004050
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$150.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 W EMERSON ST, BLOOMINGTON, IL 61701-1613

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,185 Land $9,496 Building $39,689$147,555 Land $28,488 Building $119,067
2024$2,784.00 (-13.27%)
2023$3,210.00 (+42.92%)$38,417 (+2.62%) Land $7,417 Building $31,000$115,251 (+2.62%) Land $22,251 Building $93,000
2022$2,246.00$37,437 Land $7,228 Building $30,209$112,311 Land $21,684 Building $90,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 W Emerson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 W Emerson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Pavlov Media.

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