405 W Elm St, Oxnard, CA 93033 Property Records

Ventura County property record for 405 W Elm St, Oxnard, CA 93033 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1950
Lot Size	0.161 acres (6,991 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2013)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`203-0-182-010`

Property Details

APN / Parcel Number

Primary APN	`203-0-182-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,032 sqft
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,991 sqft (0.161 acres)
Lot Dimensions	117 ft deep x 60 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	18 sqft
Patio Area	396 sqft

Location & Zoning

Street Address	405 W ELM ST
City	OXNARD
State	CA
Zip	93033-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 14 REF: 017MR 074
Legal Subdivision	JAMES J KROUSER
Legal Tract	1
Legal Block	182
Legal Lot Number	14
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3017
Census Tract	3801

Owner

Source: Ventura County records · APN 203-0-182-010

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 W ELM ST, OXNARD, CA 93033-3141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2013 · Amount on Record
Deed Sale	Jul 11, 2013 · Amount on Record
Prior Sale	Aug 13, 2001 · Amount on Record
Deed Document Number	2013123743
Prior Transfer Date	Nov 14, 2006
Prior Transfer Doc	0000243577
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	405 W ELM ST, OXNARD, CA 93033-3141
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065841
Date	Jun 08, 2018
Instrument	20180608-00065841

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$281,041 (+2%) Land $112,416 Building $168,625
2025	$3,362.00 (+2.25%) Homeowner's exemption	$275,531 (+4.04%) Land $110,212 Building $165,319
2024	$3,288.00 (+3.79%)
2023	$3,168.00 (+3.13%) Homeowner's exemption	$264,833 Land $105,933 Building $158,900
2022	$3,072.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.