405 W Cherry St, Forreston, IL 61030 Property Records

Ogle County property record for 405 W Cherry St, Forreston, IL 61030

Property Summary

Property Type	Single Family Home
Details	1,237 sqft · built 1976
Lot Size	0.558 acres (24,330 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Jul 2026)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-33-134-006`

Property Details

APN / Parcel Number

Primary APN	`02-33-134-006`

Interior

Building Area	1,237 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	24,330 sqft (0.558 acres)
Lot Dimensions	123 ft deep x 198 ft wide

Location & Zoning

Street Address	405 W CHERRY ST
City	FORRESTON
State	IL
Zip	61030-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOTS 10-11-12 BLK 12 VIL OF FORRESTON BK 98-14637
Legal Range	12
Legal Township	11
Legal Section	10
Legal Block	12
Legal Lot Number	10-11
Jurisdiction	OGLE IL
Township / Civil Division	FORRESTON
Census Block Group	4
Census Block	4030
Census Tract	960800

Owner

405 W Cherry St is owned and occupied by an individual who bought it in July 2026.

Source: Ogle County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	405 W CHERRY ST, FORRESTON, IL 61030-9705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK AND TRUST COMPANY NATIONAL ASSOCIATION
Jul 10, 2026	Deed of Trust, Mortgage ILLINOIS HOUSING DEV AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Deed Document Number	20263416
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 10, 2026
Property Address	405 W CHERRY ST, FORRESTON, IL 61030-9705
Document Number	0000003416
Instrument Date	Jul 6, 2026
Instrument	20263416
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,876.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W CHERRY ST, FORRESTON, IL 61030-9705

Mortgage

Date	Jul 10, 2026

Lender

Name	BARRINGTON BANK AND TRUST COMPANY NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	Jul 10, 2026
Property Address	405 W CHERRY ST, FORRESTON, IL 61030-9705
Document Number	0000003418
Instrument Date	Jul 6, 2026
Instrument	20263418
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W CHERRY ST, FORRESTON, IL 61030-9705

Mortgage

Document Number	0000003418,
Date	Jul 10, 2026
Instrument	20263418

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 405 W Cherry St was $2,443.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Forreston Township
Municipality	Forreston Village
Unified School District	Forrestville Valley Community Unit School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,443.00	$41,074 Land $6,650 Building $34,424	$123,222 Land $19,950 Building $103,272
2023		$34,323 Land $5,294 Building $29,029	$102,969 Land $15,882 Building $87,087
2022	$1,865.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 W Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORRESTON serves 1,338 people · EPA ID IL1410200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Cherry St

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