Rock County property record for 405 W Cherry St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 864 sqft · built 1975 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-2-2259.22 |
| Primary APN | 6-2-2259.22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Game Room | Game Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,146 sqft (0.187 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 004 251011 |
|---|---|
| Street Address | 405 W CHERRY ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 TOWNE MANOR LOT 12 |
| Legal Subdivision | TOWNE MANOR |
| Legal Lot Number | 12 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 2100 |
Source: Rock County assessment roll, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 W CHERRY ST, BELOIT, WI 53511-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Line of Credit ADIVIA CU |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ADIVIA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 405 W CHERRY ST, BELOIT, WI 53511-2025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002258404 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2258404 |
| Name | ADIVIA CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 14, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 405 W CHERRY ST, BELOIT, WI 53511-2025 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002211712 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2211712 |
| Name | ADIVIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 10, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rock County |
| County Subdivision | Beloit Town |
| Unified School District | Beloit Turner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,784.00 (+13.99%) Homeowner's exemption | $117,400 (-) Land $9,800 Building $107,600 | $144,900 (+18.67%) |
| 2023 | $1,565.00 Homeowner's exemption | $117,400 Land $9,800 Building $107,600 | $122,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ResTech Services Fixed Wireless | 100 / 25 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
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