405 W Cedar St, Beresford, SD 57004 Property Records

Union County property record for 405 W Cedar St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,482 sqft · built 1900
Lot Size	0.3 acres (13,080 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2021)
Tax Bill	$1,950 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`02.04.03.1000`

Property Details

APN / Parcel Number

Primary APN	`02.04.03.1000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Living Area
Basement Area	784 sqft
Finished Basement	692 sqft
Unfinished Basement	92 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	13,080 sqft (0.3 acres)
Lot Dimensions	174 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	405 W CEDAR ST
City	BERESFORD
State	SD
Zip	57004-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF NE1/4 BLK 3 THORSON'S 1ST ADD BERES CITY
Legal Subdivision	THORSON'S 1ST ADD
Legal Block	3
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2031
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST PREMIER BANK
Oct 5, 2018	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Oct 5, 2018 · Amount on Record
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	405 W CEDAR ST, BERESFORD, SD 57004-1751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	172/0762
Date	Oct 5, 2018
Book Page	172/0762
Instrument	184243

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Oct 5, 2018
Property Address	405 W CEDAR ST, BERESFORD, SD 57004-1751
Document Number	00108/0653
Book / Page	108 / 0653
Instrument Date	Oct 3, 2018
Instrument	184242
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 W CEDAR ST, BERESFORD, SD 57004-1751

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,950.00	$142,351 (-) Land $29,768 Building $112,583
2025	$1,950.00 (-1.17%)	$142,351 (+7.75%) Land $29,768 Building $112,583
2024	$1,973.00 (+1.96%)
2023	$1,935.00 (+17.92%)	$132,116 Land $29,768 Building $102,348
2022	$1,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERESFORD serves 2,359 people · EPA ID SD4600386
Water Source	Purchased groundwater from LEWIS AND CLARK REGIONAL WATER SYSTE
Last State Inspection	Aug 2025
Also Mapped Here	SOUTH LINCOLN RURAL WATER SYSTEM, CLAY RURAL WATER SYSTEM
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

Nearby Properties on W Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures