405 W Ash St, Sutton, NE 68979 Property Records

Clay County property record for 405 W Ash St, Sutton, NE 68979 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,510 sqft · built 1900
Lot Size	1.78 acres (77,800 sqft)
Owner	Individual Name on File
Last Sale	$113,778 (Sep 2018)
Tax Bill	$60 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3673-00-0-77110-000-8956`

Property Details

APN / Parcel Number

Primary APN	`3673-00-0-77110-000-8956`
Alternative APN	`000895600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
1st Floor Area	1,290 sqft
Basement Area	940 sqft
Unfinished Basement	940 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	77,800 sqft (1.78 acres)
Lot Dimensions	280 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 W ASH ST
City	SUTTON
State	NE
Zip	68979-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 34-8-5 INC LANDS SUTTON CITY
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3016
Census Tract	962100

Owner

Source: Clay County records · APN 3673-00-0-77110-000-8956

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 W ASH ST, SUTTON, NE 68979-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 10, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 10, 2018	Warranty Deed, Transfer GRAND ISLAND ABSTRACT ESCROW TITLE, GRAND ISLAND ABSTRACT TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	2018815
Deed Book / Page	131 / 530
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	405 W ASH ST, SUTTON, NE 68979-2409
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W ASH ST, SUTTON, NE 68979-2409

Mortgage

Document Number	0202600489
Date	Mar 30, 2026
Instrument	202600489

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 10, 2018
Property Address	405 W ASH ST, SUTTON, NE 68979-2409
Document Number	000131/530
Book / Page	131 / 530
Instrument Date	Aug 25, 2018
Instrument	2018-00815
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	GRAND ISLAND ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000254/012
Date	Sep 10, 2018
Book Page	254/012
Instrument	2018-00819

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 10, 2018
Property Address	405 W ASH ST, SUTTON, NE 68979-2409
Document Number	000131/533
Book / Page	131 / 533
Instrument Date	Aug 16, 2018
Instrument	2018-00818
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	GRAND ISLAND ABSTRACT ESCROW TITLE, GRAND ISLAND ABSTRACT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,330 (+17.96%) Land $33,915 Building $134,415	$168,330 (+17.96%) Land $33,915 Building $134,415
2025	Homeowner's exemption	$142,705 (+13.84%) Land $16,960 Building $125,745	$142,705 (+13.84%) Land $16,960 Building $125,745
2023	$60.00 Homeowner's exemption	$125,360 Land $16,960 Building $108,400	$125,360 Land $16,960 Building $108,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (31035C), updated July 4, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310359621003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Glenwood Telephone Membership	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Zito West Holding	Cable	100 / 25

May also be available at this address: AMG Technology Investment Group, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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