405 W Arch St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 405 W Arch St, Kill Devil Hills, NC 27948

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1980
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$202,500 (Feb 2008)
Tax Bill$2,627 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN987516835882

Property Details

APN / Parcel Number

Primary APN987516835882
Alternative APN
  • 002960000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Finished Area
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number987516835882
Street Address405 W ARCH ST
CityKILL DEVIL HILLS
StateNC
Zip27948-9608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 134 BLK: SEC: PL: 9 SL: 44
Legal SubdivisionORVILLE BEACH WEST
Legal Lot Number134
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group2
Census Block2011
Census Tract970200

Owner

405 W Arch St is owned and occupied by an individual who acquired it in March 2014.

Source: Dare County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address405 W ARCH ST, KILL DEVIL HILLS, NC 27948-9608
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2008 · Amount on File
Deed SaleFeb 29, 2008 · Amount on File
Prior SaleMar 31, 2005 · Amount on File
Deed Document Number20086236122
Deed Book / Page1759 / 130
Last Transfer DateMar 26, 2014
Transfer Doc001955/052
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address405 W ARCH ST, KILL DEVIL HILLS, NC 27948-9608
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002406/34
DateAug 25, 2020
Book Page2406/34
Instrument700082735
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 405 W Arch St was $2,627, down 0.1% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKill Devil Hills Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,627.00 (-0.08%)$474,300 (-) Land $255,500 Building $218,800$474,300 Land $255,500 Building $218,800
2025$2,629.00$474,300 Land $255,500 Building $218,800
2023$2,185.00$289,250 Land $104,000 Building $185,250
2020$474,300 Land $255,500 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 W Arch St in Zone X, an area of minimal flood risk, though there have been 222 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 255 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies255 in force
Nearby Flood Claims222 (1985–2022)
Claims Outside the SFHA40 of 222
Most Recent ClaimApr 2022
Claims by Event
  • Tropical Storm Michael, Oct 2018 · 25 claims
  • Hurricane Matthew, Oct 2016 · 29 claims
  • Hurricane Irene, Aug 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 W Arch St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF KILL DEVIL HILLS
serves 7,200 people · EPA ID NC0428015
Water SourcePurchased groundwater from DARE COUNTY WATER SYSTEM
Last State InspectionApr 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed.

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