405 W 9th St, Alta, IA 51002 Property Records

Buena Vista County property record for 405 W 9th St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,468 sqft · built 1962
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Oct 2019)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-308-013`

Property Details

APN / Parcel Number

Primary APN	`09-26-308-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Basement Area	1,468 sqft
Unfinished Basement	1,468 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	66 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	405 W 9TH ST
City	ALTA
State	IA
Zip	51002-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-91-38 ALTA CORP. AUD S/D UNPLAT PT NW SW E 75' OF W225' OF S 126' OF LOT 5
Legal Subdivision	AUDITORS SUBDIVISION
Legal Lot Number	5
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2060
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 W 9TH ST, ALTA, IA 51002-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 2, 2017	Deed of Trust, Mortgage CENTERBANK
Oct 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Oct 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	20192641
Prior Transfer Date	Apr 9, 2012
Prior Transfer Doc	0000001073
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	405 W 9TH ST, ALTA, IA 51002-1510
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232071
Date	Sep 14, 2023
Instrument	232071

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	405 W 9TH ST, ALTA, IA 51002-1510
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000017/0000002351
Date	Oct 2, 2017
Book Page	0000000017/0000002351
Instrument	000000172351

Lender

Name	CENTERBANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	339 Months
Due	Jan 1, 2046

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Oct 22, 2019
Property Address	405 W 9TH ST, ALTA, IA 51002-1510
Document Number	0000192641
Instrument Date	Oct 10, 2019
Instrument	192641
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 9TH ST, ALTA, IA 51002-1510

Mortgage

Document Number	0000192642
Date	Oct 22, 2019
Instrument	192642

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Oct 2, 2017
Property Address	405 W 9TH ST, ALTA, IA 51002-1510
Document Number	00017/2350
Book / Page	17 / 2350
Instrument Date	Sep 22, 2017
Instrument	000000172350
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 9TH ST, ALTA, IA 51002-1510

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,800 (+12.43%) Land $26,000 Building $173,800	$199,800 (+12.43%) Land $26,000 Building $173,800
2025	$2,470.00 (-7%) Homeowner's exemption	$177,710 (-) Land $14,850 Building $162,860	$177,710 (-) Land $14,850 Building $162,860
2024	$2,656.00 (+19.53%)
2023		$177,710 (+29.41%) Land $14,850 Building $162,860	$177,710 (+29.41%) Land $14,850 Building $162,860
2022	$2,222.00 Homeowner's exemption	$137,320 Land $14,850 Building $122,470
2021			$137,320 Land $14,850 Building $122,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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