405 W 8th St, Monroe, MI 48161 Property Records

Monroe County property record for 405 W 8th St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 1923
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$90,000 (May 2023)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan May 2023 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-29-00038-021`

Property Details

APN / Parcel Number

Primary APN	`55-29-00038-021`
Alternative APN	`55 290 003 80`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	75 ft deep x 60 ft wide
Terrain	Rolling
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	405 W 8TH ST
City	MONROE
State	MI
Zip	48161-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CURTIS AND WILSON PLAT E 60 FT OF LOT 62 AND E 60 FT OF N 25 FT OF LOT 61
Legal Subdivision	CURTIS & WILSON - MONROE CITY
Legal Lot Number	61-62
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1037
Census Tract	832100

Owner

405 W 8th St is owned by a company that bought it in May 2023.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	3603 EVERGREEN ST, NEWPORT, MI 48166-9346
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Construction Mortgage COMMERCIAL LENDER LLC
May 8, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage GREEN BLOCK INC
Sep 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Deed Document Number	20237146
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	0000015147
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	405 W 8TH ST, MONROE, MI 48161-1514
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 EVERGREEN ST, NEWPORT, MI 48166-9346

Mortgage

Document Number	0000018720
Date	Dec 27, 2023
Instrument	2023R18720

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 8, 2023
Property Address	405 W 8TH ST, MONROE, MI 48161-1514
Document Number	0000007146
Map Reference	LB 2 PG 4
Instrument Date	May 5, 2023
Instrument	2023R07146
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2491 LANSBURY DR, WATERFORD, MI 48329-2324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 EVERGREEN ST, NEWPORT, MI 48166-9346

Mortgage

Document Number	0000007147
Date	May 8, 2023
Instrument	2023R07147

Lender

Name	GREEN BLOCK INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 5, 2024

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Sep 6, 2019
Property Address	405 W 8TH ST, MONROE, MI 48161-1514
Document Number	0000015147
Instrument Date	Aug 27, 2019
Instrument	15147
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4836 LISA CT TRENTON MI 481835701, TRENTON, MI 48183-5701

Tax Assessment & Valuation

The 2025 property tax bill for 405 W 8th St was $4,212.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (+9.03%) Land $70,000	$140,000 (+9.03%) Land $140,000
2025	$4,212.00	$64,200 Land $64,200	$128,400 Land $128,400
2023	$1,862.00	$47,060	$94,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 W 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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