Fulton County property record for 405 W 7th St, Vermont, IL 61484
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.226 acres (9,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $696 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-22-30-408-002 |
| Primary APN | 20-22-30-408-002 |
|---|
| Lot Area | 9,860 sqft (0.226 acres) |
|---|
| Street Address | 405 W 7TH ST |
|---|---|
| City | VERMONT |
| State | IL |
| Zip | 61484-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT/LOT: 11 MERSHON S THIRD ADDITION |
| Legal Subdivision | MERSHON S THIRD ADDITION |
| Legal Lot Number | 11 |
| Jurisdiction | FULTON IL |
| Township / Civil Division | VERMONT |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 953900 |
405 W 7th St is owned and occupied by two individuals.
Source: Fulton County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 W 7TH ST, VERMONT, IL 61484-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Fulton County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Fulton County |
| County Subdivision | Vermont Township |
| Municipality | Vermont Village |
| Unified School District | V.I.T. Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $18,800 (+13.6%) Land $820 Building $17,980 | $56,455 (+13.59%) Land $2,462 Building $53,993 |
| 2024 | $696.00 | $16,550 Land $720 Building $15,830 | $49,699 Land $2,162 Building $47,537 |
| 2022 | $15,840 Land $690 Building $15,150 | $47,567 Land $2,072 Building $45,495 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 W 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 4, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 W 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMONT serves 738 people · EPA ID IL0570950 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Logonix Fiber | 1,000 / 1,000 |
| Sparklight Cable | 300 / 30 |
May also be available: Nextlink.
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