405 W 7th St, Laurel, DE 19956 Property Records

Sussex County property record for 405 W 7th St, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 378 sqft · built 1989
Lot Size	0.136 acres (5,942 sqft)
Owner	Individual on Record
Last Sale	$150,000 (Oct 2022)
Tax Bill	$380 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`432-8.06-270.00`

Property Details

APN / Parcel Number

Primary APN	`432-8.06-270.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	378 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,942 sqft (0.136 acres)
Lot Dimensions	165 ft deep x 36 ft wide

Location & Zoning

Street Address	405 W 7TH ST
City	LAUREL
State	DE
Zip	19956-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	405 N SD W 7TH ST LOT 4 W/IMP
Legal Subdivision	LAUREL
Legal Lot Number	4
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	3
Census Block	3018
Census Tract	51802

Owner

Source: Sussex County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	405 W 7TH ST, LAUREL, DE 19956-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 3, 2022	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Apr 30, 2021	Deed, Transfer · Stand-Alone First Mortgage MERIDIAN BANK
Jul 19, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	202245552
Deed Book / Page	5785 / 44
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 15, 2026
Property Address	405 W 7TH ST, LAUREL, DE 19956-1303
Document Number	0000027109
Book / Page	6543 / 229
Instrument Date	Jul 14, 2026
Instrument	202627109
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 7TH ST, LAUREL, DE 19956-1303

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 3, 2022
Property Address	405 W 7TH ST, LAUREL, DE 19956-1303
Document Number	0057850044
Book / Page	5785 / 44
Instrument Date	Sep 29, 2022
Instrument	20220000045552
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 7TH ST, LAUREL, DE 19956-1303

Mortgage

Document Number	220000045553
Date	Oct 3, 2022
Instrument	220000045553

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 30, 2021
Property Address	405 W 7TH ST, LAUREL, DE 19956-1303
Document Number	0054570004
Book / Page	5457 / 4
Instrument Date	Apr 8, 2021
Instrument	20210000028543
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 7TH ST, LAUREL, DE 19956-1303

Mortgage

Document Number	0197920027
Date	Apr 30, 2021
Book Page	19792/27
Instrument	20210000028544

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 19, 2019
Property Address	405 W 7TH ST, LAUREL, DE 19956-1303
Document Number	0050920097
Book / Page	005092 / 000097
Instrument Date	Jul 17, 2019
Instrument	25870
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$69.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1463 SEAFORD DE 199735463, SEAFORD, DE 19973-5463

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$380.00 (+45.04%)	$4,100 (-) Land $350 Building $3,750	$104,100 (+1,169.51%) Land $24,900 Building $79,200
2023	$262.00	$4,100 Land $350 Building $3,750	$8,200 Land $700 Building $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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