405 W 6th St, Bonham, TX 75418 Property Records

Fannin County property record for 405 W 6th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 840 sqft · built 1910
Lot Size	0.095 acres (4,164 sqft)
Owner	Individual Name on File
Tax Bill	$708 (2024)
Deeds & Mortgages	Dec 2019 Sale Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9680-027-0060-05`

Property Details

APN / Parcel Number

Primary APN	`9680-027-0060-05`
Alternative APN	`93625`

Interior

Full Baths	1 Bath
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1910
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	4,164 sqft (0.095 acres)
Lot Dimensions	85 ft deep x 49 ft wide
Porch	Porch
Porch Area	84 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	9680-027-0060-05
Old Parcel Number	93625
Street Address	405 W 6TH ST
City	BONHAM
State	TX
Zip	75418-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSON ADDN, BLOCK PT OF 27
Legal Subdivision	SIMPSON ADD
Legal Block	PT OF
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2046
Census Tract	950401

Owner

405 W 6th St is owned and occupied by an individual who acquired it in December 2019.

Source: Fannin County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	405 W 6TH ST, BONHAM, TX 75418-3502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Warranty Deed, Transfer COREY TITLE COMPANY, COLE TITLE CO
Mar 13, 2019	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO
Dec 29, 2017	Vendor's Lien, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019
Deed Sale	Dec 4, 2019
Prior Sale	Mar 13, 2019
Deed Document Number	2019007505
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Dec 4, 2019
Property Address	405 W 6TH ST, BONHAM, TX 75418-3502
Document Number	2019007505
Map Reference	VOL 46 PG 365
Instrument Date	Dec 2, 2019
Instrument	2019007505
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 CEDAR ST, 1001, BONHAM, TX 75418-3541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 6TH ST, BONHAM, TX 75418-3502

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Mar 13, 2019
Property Address	405 W 6TH ST, BONHAM, TX 75418-3502
Document Number	2116/0490
Book / Page	2116 / 0490
Map Reference	VOL 248 PG 437
Instrument Date	Mar 11, 2019
Instrument	2019-1449
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1241 ISLAND BYU, 1241, BONHAM, TX 75418-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 6TH ST, BONHAM, TX 75418-3502

Mortgage

Document Number	20191450
Date	Mar 13, 2019
Instrument	2019-1450

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Dec 29, 2017
Property Address	405 W 6TH ST, BONHAM, TX 75418-3502
Document Number	2010/0343
Book / Page	2010 / 0343
Instrument Date	Dec 29, 2017
Instrument	2017-7357
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 634, BONHAM, TX 75418-0634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ISLAND BAYOU, BONHAM, TX 75418

Mortgage

Document Number	20177358
Date	Dec 29, 2017
Instrument	2017-7358

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,770 Land $19,450 Building $81,320	$100,770 Land $19,450 Building $81,320
2024	$708.00
2023		$97,620 Land $13,200 Building $84,420	$97,620 Land $13,200 Building $84,420
2018	$904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 W 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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