405 W 5th St, Cleburne, TX 76033 Property Records

Johnson County property record for 405 W 5th St, Cleburne, TX 76033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,695 sqft · built 1947
Lot Size	0.333 acres (14,500 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Oct 2018)
Tax Bill	$4,194 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-2800-24110`

Property Details

APN / Parcel Number

Primary APN	`126-2800-24110`
Alternative APN	`R000038091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,695 sqft Living Area
1st Floor Area	2,595 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	14,500 sqft (0.333 acres)
Lot Dimensions	100 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	524 sqft

Location & Zoning

Account Number	R000038091
Street Address	405 W 5TH ST
City	CLEBURNE
State	TX
Zip	76033-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 457 ORIGINAL CLEBURNE
Legal Subdivision	ORIGINAL CLEBURNE
Legal Block	457
Legal Lot Number	1
Jurisdiction	JOHNSON TX
Township / Civil Division	CLEBURNE
Census Block Group	2
Census Block	2061
Census Tract	131000

Owner

Source: Johnson County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 W 5TH ST, CLEBURNE, TX 76033-6225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EECU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SFMC LP
Oct 30, 2018	Vendor's Lien, Transfer CENDERA FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Oct 27, 2014
Deed Document Number	201830129
Prior Transfer Date	Mar 18, 2008
Prior Transfer Doc	0000011759
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	405 W 5TH ST, CLEBURNE, TX 76033-6225
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035766
Date	Dec 1, 2025
Instrument	2025-35766

Lender

Name	EECU
Type	Credit Union
Address	FORT WORTH, TX 76102

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 13, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	405 W 5TH ST, CLEBURNE, TX 76033-6225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010677
Date	Apr 17, 2020
Instrument	2020-10677

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Oct 30, 2018
Property Address	405 W 5TH ST, CLEBURNE, TX 76033-6225
Document Number	0000030129
Map Reference	VOL91 PG643
Instrument Date	Oct 26, 2018
Instrument	2018-30129
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2464, CLEBURNE, TX 76033-2464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 5TH ST, CLEBURNE, TX 76033-6225

Mortgage

Document Number	0000030130
Date	Oct 30, 2018
Instrument	2018-30130

Lender

Name	CENDERA FUNDING INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cleburne City
County	Johnson County
Unified School District	Cleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,194.00 Homeowner's exemption	$251,410 (-) Land $62,000 Building $189,410	$251,410 (-) Land $62,000 Building $189,410
2024	$4,194.00 (-12.75%)
2023		$251,410 Land $62,000 Building $189,410	$251,410 Land $62,000 Building $189,410
2021	$4,807.00 (+25.8%)
2018	$3,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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