McLennan County property record for 405 W 4th St, Mc Gregor, TX 76657
| Property Type | Commercial |
|---|---|
| Details | 4,748 sqft · built 1950 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | Company Name on Record |
| Last Sale | $199,500 (Aug 2021) |
| Tax Bill | $5,815 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Sep 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-134000-038400-2 |
| Primary APN | 34-134000-038400-2 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,748 sqft Gross Area |
| 1st Floor Area | 4,748 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Concrete Block |
| Roof Type | Reinforced Concrete |
| Roof Material | Built-Up Asphalt |
| Lot Area | 5,280 sqft (0.121 acres) |
| Lot Dimensions | 88 ft deep x 60 ft wide |
| Canopy | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 W 4TH ST |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-2311 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C |
| Legal Description | MCGREGOR OT LOT 9A 10A BLOCK 65 ACRES .1212 |
| Legal Subdivision | MCGREGOR OT |
| Legal Block | 65 |
| Legal Lot Number | 9A |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 3902 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 321 S MAIN ST, MCGREGOR, TX 76657-1608 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE |
| Sep 6, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE |
| Mar 5, 2019 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE |
| Sep 3, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE |
| Jan 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF MCGREGOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | 202131697 |
| Prior Transfer Date | Jul 31, 2007 |
| Prior Transfer Doc | 0000028168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 405 W 4TH ST, MC GREGOR, TX 76657-2311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002614 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2018002614 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONVILLE |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 405 W 4TH ST, MC GREGOR, TX 76657-2311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031533 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 2018031533 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONVILLE |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 405 W 4TH ST, MC GREGOR, TX 76657-2311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006946 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 2019006946 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONVILLE |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 405 W 4TH ST, MC GREGOR, TX 76657-2311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030948 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 2020030948 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONVILLE |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Nov 30, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 405 W 4TH ST, MC GREGOR, TX 76657-2311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000215 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021000215 |
| Name | FIRST NATIONAL BANK OF MCGREGOR |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Apr 28, 2021 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | McGregor City |
| Unified School District | McGregor Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,831 (-2.23%) Land $24,440 Building $239,391 | $263,831 (-2.23%) Land $24,440 Building $239,391 | |
| 2025 | $5,815.00 (+4.21%) | $269,840 (+24.1%) Land $24,440 Building $245,400 | $269,840 (+24.1%) Land $24,440 Building $245,400 |
| 2024 | $5,580.00 (+36.73%) | ||
| 2023 | $217,430 Land $20,950 Building $196,480 | $217,430 Land $20,950 Building $196,480 | |
| 2022 | $4,081.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 1,500 / 1,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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