Sibley County property record for 405 W 3rd St, Winthrop, MN 55396
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.172 acres (7,509 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,600 (Jul 2023) |
| Tax Bill | $978 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| APN | 37.0260.000 |
| Primary APN | 37.0260.000 |
|---|
| Lot Area | 7,509 sqft (0.172 acres) |
|---|
| Street Address | 405 W 3RD ST |
|---|---|
| City | WINTHROP |
| State | MN |
| Zip | 55396-2358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANK NELSON'S ADDN |
| Legal Subdivision | FRANK NELSONS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | SIBLEY MN |
| Township / Civil Division | WINTHROP |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 170200 |
405 W 3rd St is owned and occupied by an individual who bought it in July 2023.
Source: Sibley County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 W 3RD ST, WINTHROP, MN 55396-2358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on File |
| Deed Sale | Jul 10, 2023 · Amount on File |
| Prior Sale | May 6, 2022 · Amount on File |
| Deed Document Number | 20231555661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIBLEY MN |
| Recording Date | Sep 22, 2026 |
| Property Address | 405 W 3RD ST, WINTHROP, MN 55396-2358 |
| Document Number | 0000269330 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 2026269330 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 405 W 3RD ST, WINTHROP, MN 55396-2358 |
| Document Number | 0000269330, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 2026269330 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 405 W 3rd St was $978 with a homeowner's exemption.
Source: Sibley County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sibley County |
| Municipality | Winthrop City |
| Unified School District | G.F.W. (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $978.00 Homeowner's exemption | $97,600 (-) Land $9,400 Building $88,200 | $97,600 (-) Land $9,400 Building $88,200 |
| 2025 | $97,600 Land $9,400 Building $88,200 | $97,600 Land $9,400 Building $88,200 | |
| 2023 | $1,288.00 | $89,200 Land $5,300 Building $83,900 | $89,200 Land $5,300 Building $83,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 405 W 3rd St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 W 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winthrop serves 1,330 people · EPA ID MN1720008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| RS Fiber Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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