405 W 3rd St, Sanborn, IA 51248 Property Records

O'Brien County property record for 405 W 3rd St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,111 sqft · built 1900
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Mar 2021)
Tax Bill	$876 (2024)
Deeds & Mortgages	Mar 2021 Sale & Line of Credit Jul 2007 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0027710000`

Property Details

APN / Parcel Number

Primary APN	`0027710000`
Alternative APN	`0000277100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	624 sqft
Attic Area	343 sqft
Basement Area	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	700 sqft
Porch	Enclosed Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	0000277100
Street Address	405 W 3RD ST
City	SANBORN
State	IA
Zip	51248-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK ADD LOT 9 BLK 42
Legal Subdivision	HIGHLAND PARK ADD
Legal Block	42
Legal Lot Number	9
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3067
Census Tract	490200

Owner

Source: O'Brien County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	509 N EASTERN ST, SANBORN, IA 51248-1021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer · Line of Credit PEOPLES BANK
Jul 11, 2007	Warranty Deed, Transfer · Line of Credit NORTHWESTERN BANK
Jul 11, 2007	Warranty Deed, Transfer · Line of Credit NORTHWESTERN BANK
Jul 11, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Jul 11, 2007 · Amount on Record
Deed Document Number	2021-00973
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Mar 29, 2021
Property Address	405 W 3RD ST, SANBORN, IA 51248-1053
Document Number	0202100973
Instrument Date	Mar 26, 2021
Instrument	2021-00973
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 N EASTERN ST, SANBORN, IA 51248-1021

Mortgage

Document Number	0202100978
Date	Mar 29, 2021
Instrument	2021-00978

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 10, 2041

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 11, 2007
Property Address	405 W 3RD ST, SANBORN, IA 51248-1053
Document Number	0200701726
Instrument Date	Jul 9, 2007
Instrument	2007-01726
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	940 LINCOLN AVE, SHELDON, IA 51201-2134
Investor	Possibly a Property Investor

Mortgage

Document Number	0200701728
Date	Jul 11, 2007
Instrument	2007-01728

Lender

Name	NORTHWESTERN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jul 10, 2019

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2008

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 11, 2007
Property Address	405 W 3RD ST, SANBORN, IA 51248-1053
Document Number	0200701727
Instrument Date	Jul 9, 2007
Instrument	2007-01727
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	940 LINCOLN AVE, SHELDON, IA 51201-2134
Investor	Possibly a Property Investor

Mortgage

Document Number	0200701728
Date	Jul 11, 2007
Instrument	2007-01728

Lender

Name	NORTHWESTERN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jul 10, 2019

Interest

Rate Type	Adjustable Rate

July 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	O'BRIEN IA
Recording Date	Jul 11, 2007
Property Address	405 W 3RD ST, SANBORN, IA 51248-1053
Document Number	0200701725
Instrument Date	Jun 29, 2007
Instrument	2007-01725
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E 4TH ST, SANBORN, IA 51248-7732

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,770 (+23.56%) Land $9,500 Building $66,270	$75,770 (+23.56%) Land $9,500 Building $66,270
2024	$876.00 (+31.93%)
2023		$61,320 (+54.81%) Land $9,500 Building $51,820	$61,320 (+54.81%) Land $9,500 Building $51,820
2022	$664.00	$39,610 Land $8,750 Building $30,860
2021			$39,610 Land $8,750 Building $30,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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