405 W 3rd St, Ottoville, OH 45876 Property Records

Putnam County property record for 405 W 3rd St, Ottoville, OH 45876

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,063 sqft · built 1982
Lot Size	0.316 acres (13,806 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Mar 2020)
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan Mar 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-054161.0000`

Property Details

APN / Parcel Number

Primary APN	`27-054161.0000`

Interior

Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,063 sqft Living Area
1st Floor Area	1,972 sqft
Upper Floors Area	832 sqft
Attic	Attic
Attic Area	1,867 sqft
Basement Area	1,177 sqft
Unfinished Basement	1,177 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,806 sqft (0.316 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 W THIRD ST
City	FORT JENNINGS
State	OH
Zip	45844-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 00001 NEPT WANNEMACHE RS ADDN
Legal Subdivision	WANNEMACHE RS ADDN
Legal Lot Number	1
Jurisdiction	PUTNAM OH
Township / Civil Division	MONTEREY
Census Block Group	3
Census Block	3037
Census Tract	30700

Owner

405 W 3rd St is owned and occupied by two individuals who bought it in March 2020.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 W 3RD ST, OTTOVILLE, OH 45876-8796
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2019	Deed of Trust, Mortgage · Construction Mortgage OSGOOD STATE BANK
Mar 6, 2020	Survivorship Deed, Transfer SUPERIOR CU INC
Aug 1, 2019	Deed, Transfer
May 17, 2019	Special Warranty Deed, Foreclosure
Mar 29, 2019	Sheriff's Deed, Foreclosure SOJOURNERS TITLE AGENCY
May 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Aug 1, 2019 · Amount on File
Deed Document Number	2020969
Deed Book / Page	718 / 381
Prior Transfer Date	May 22, 2018
Prior Transfer Doc	00699/1531
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	405 W 3RD ST, OTTOVILLE, OH 45876-8796
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00711/1865
Date	Aug 6, 2019
Book Page	711/1865
Instrument	201900003047

Lender

Name	OSGOOD STATE BANK
Type	Bank
Address	FORT LORAMIE, OH 45845

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	246 Months
Due	Feb 1, 2040

March 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	Mar 6, 2020
Property Address	405 W 3RD ST, OTTOVILLE, OH 45876-8796
Document Number	000718/381
Book / Page	718 / 381
Instrument Date	Feb 28, 2020
Instrument	202000000969
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 W 3RD ST, OTTOVILLE, OH 45876-8796

Mortgage

Document Number	202000000970
Date	Mar 6, 2020
Instrument	202000000970

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM OH
Recording Date	Aug 1, 2019
Property Address	405 W 3RD ST, OTTOVILLE, OH 45876-8796
Document Number	00711/1619
Book / Page	711 / 1619
Instrument Date	Jul 29, 2019
Instrument	201900002992
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 276, WILLSHIRE, OH 45898-0276
Investor	Possibly a Property Investor

May 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	May 17, 2019
Property Address	405 W 3RD ST, OTTOVILLE, OH 45876-8796
Document Number	00709/1029
Book / Page	709 / 1029
Instrument Date	Apr 22, 2019
Instrument	201900001778
Transaction Type	Foreclosure
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

March 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PUTNAM OH
Recording Date	Mar 29, 2019
Property Address	405 W 3RD ST, OTTOVILLE, OH 45876-8796
Document Number	00707/2467
Book / Page	707 / 2467
Instrument Date	Mar 25, 2019
Instrument	201900001046
Transaction Type	Foreclosure
Record Updated	Jul 12, 2022
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	May 22, 2018
Property Address	405 W 3RD ST, OTTOVILLE, OH 45876-8796
Document Number	00699/1531
Book / Page	699 / 1531
Instrument Date	May 22, 2018
Instrument	201800002283
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W RICE ST, CONTINENTAL, OH 45831-9049

Tax Assessment & Valuation

The 2025 property tax bill for 405 W 3rd St was $2,604 with a homeowner's exemption, up 2.9% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monterey Township
Municipality	Ottoville Village
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,604.00 (+2.88%) Homeowner's exemption	$73,710 (-) Land $5,510 Building $68,200	$210,600 Land $15,740 Building $194,860
2024	$2,531.00 (+2.18%) Homeowner's exemption	$73,710 (+26.15%) Land $5,510 Building $68,200
2023	$2,477.00 (+7.84%) Homeowner's exemption Additional exemption filed	$58,430 (-) Land $3,370 Building $55,060	$210,600 Land $15,740 Building $194,860
2022	$2,297.00	$58,430 Land $3,370 Building $55,060
2020			$166,940 Land $9,630 Building $157,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 W 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTOVILLE VILLAGE PWS serves 976 people · EPA ID OH6900812
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon, Watch TV.

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