405 W 2nd St, Byron, IL 61010 Property Records

Ogle County property record for 405 W 2nd St, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Lot Size	0.242 acres (10,566 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,519 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-31-233-011`

Property Details

APN / Parcel Number

Primary APN	`05-31-233-011`

Exterior

Lot Area	10,566 sqft (0.242 acres)
Lot Dimensions	126 ft deep x 83.8 ft wide

Location & Zoning

Street Address	405 W 2ND ST
City	BYRON
State	IL
Zip	61010-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: S 127FT S1/2 LOT 1 & 2 BLK 55 EXC 127 X 62 FT LOT 2 KNOWLTONS ADD CITY BYRON
Legal Subdivision	KNOWLTONS ADD
Legal Block	55
Legal Lot Number	1-2
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3058
Census Tract	961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 N FRANKLIN ST, BYRON, IL 61010-1442
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE CO
Mar 12, 2019	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2025
Deed Sale	Apr 14, 2025
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	20251757
Prior Transfer Date	Apr 9, 2025
Prior Transfer Doc	0000001703
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	405 W 2ND ST, BYRON, IL 61010-1452
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001254
Date	Feb 18, 2021
Instrument	202101254

Lender

Name	AMERIHOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Mar 12, 2019
Property Address	405 W 2ND ST, BYRON, IL 61010-1452
Document Number	0000001230
Instrument Date	Mar 8, 2019
Instrument	201901230
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 2ND ST, BYRON, IL 61010-1452

Mortgage

Document Number	0000001231
Date	Mar 12, 2019
Instrument	201901231

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.63%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,519.00 (+23.88%)	$60,838 (+16.21%) Land $9,453 Building $51,385	$182,514 (+16.21%) Land $28,359 Building $154,155
2023		$52,350 Land $8,134 Building $44,216	$157,050 Land $24,402 Building $132,648
2022	$3,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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