405 W 23rd St, Tracy, CA 95376 Property Records

San Joaquin County property record for 405 W 23rd St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1948
Lot Size	0.127 acres (5,529 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Aug 2026)
Tax Bill	$621 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`233-041-060-000`

Property Details

APN / Parcel Number

Primary APN	`233-041-060-000`
Alternative APN	`233-041-06`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,529 sqft (0.127 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	233-041-06
Street Address	405 W 23RD ST
City	TRACY
State	CA
Zip	95376-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNSET PARK
Legal Block	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2001
Census Tract	5303

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 W 23RD ST, TRACY, CA 95376-2542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Grant Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
May 15, 2026	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 15, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE
Sep 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	May 15, 2026 · Amount on Record
Deed Document Number	202670412
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	0000093516
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 4, 2026
Property Address	405 W 23RD ST, TRACY, CA 95376-2542
Document Number	0000070412
Instrument Date	Jul 31, 2026
Instrument	202670412
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,439.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 23RD ST, TRACY, CA 95376-2542

Mortgage

Document Number	0000070413,
Date	Aug 4, 2026
Instrument	202670413

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 15, 2026
Property Address	405 W 23RD ST, TRACY, CA 95376-2542
Document Number	0000044811
Instrument Date	May 13, 2026
Instrument	202644811
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	405 W 23RD ST, TRACY, CA 95376-2542

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 15, 2026
Property Address	405 W 23RD ST, TRACY, CA 95376-2542
Document Number	0000044812
Instrument Date	May 13, 2026
Instrument	202644812
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$39,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	672 W 11TH ST, TRACY, CA 95376-3821
Investor	Possibly a Property Investor

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 11, 2019
Property Address	405 W 23RD ST, TRACY, CA 95376-2542
Document Number	0000099699
Instrument Date	Aug 26, 2019
Instrument	99699
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 W 23RD ST TRACY CA 953762542, TRACY, CA 95376-2542

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 28, 2019
Property Address	405 W 23RD ST, TRACY, CA 95376-2542
Document Number	0000093516
Instrument Date	Aug 26, 2019
Instrument	93516
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 23RD ST TRACY CA 953762542, TRACY, CA 95376-2542

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$621.00 (+0.32%)
2025	$619.00 (+10.54%) Homeowner's exemption	$59,316 (+4.04%) Land $13,355 Building $45,961
2023	$560.00 (+2.38%) Homeowner's exemption	$57,015 Land $12,838 Building $44,177	$425,880
2022	$547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband.

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