405 W 2 Rd, Trumbull, NE 68980 Property Records

Hamilton County property record for 405 W 2 Rd, Trumbull, NE 68980

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,601 sqft · built 1918
Lot Size	5.42 acres (236,357 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Sep 2026)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3531-27-4-00000-000-0147`

Property Details

APN / Parcel Number

Primary APN	`3531-27-4-00000-000-0147`
Alternative APN	`410009539`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,601 sqft Living Area
Gross Area	2,605 sqft
1st Floor Area	1,737 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2010
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	236,357 sqft (5.42 acres)
Garage Type	Mixed
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	256 sqft
Shed	1 Shed
Shed Area	120 sqft
Stable	928 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	405 W 2 RD
City	TRUMBULL
State	NE
Zip	68980-1717
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT SW 1/4 SE 1/4
Legal Range	08
Legal Township	09
Legal Section	27
Jurisdiction	HAMILTON NE
Township / Civil Division	2
Census Block Group	3
Census Block	3127
Census Tract	969200

Owner

405 W 2 Rd, a rural home, is owned and occupied by two individuals who bought it in September 2026.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 W 2 RD, TRUMBULL, NE 68980-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Jan 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Sep 19, 2022	Warranty Deed, Transfer · Line of Credit COGENT BANK
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Sep 19, 2022 · Amount on File
Deed Document Number	20261418
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Sep 8, 2026
Property Address	405 W 2 RD, TRUMBULL, NE 68980-1717
Document Number	0000001418
Instrument Date	Sep 1, 2026
Instrument	20261418
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	TITLE SERVICES, OMNI TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162,630.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 2 RD, TRUMBULL, NE 68980-1717

Mortgage

Document Number	0000001419,
Date	Sep 8, 2026
Instrument	20261419

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	405 W 2 RD, TRUMBULL, NE 68980-1717
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 2 RD, TRUMBULL, NE 68980-1717

Mortgage

Document Number	0202400109
Date	Jan 26, 2024
Instrument	2024-00109

Lender

Name	COGENT BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Sep 19, 2022
Property Address	405 W 2 RD, TRUMBULL, NE 68980-1717
Document Number	0000110/15
Book / Page	110 / 15
Instrument Date	Aug 26, 2022
Instrument	2022-01696
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202201697
Date	Sep 19, 2022
Instrument	2022-01697

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	405 W 2 RD, TRUMBULL, NE 68980-1717
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000351/72
Date	May 18, 2022
Book Page	351/72
Instrument	2022-00986

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	405 W 2 RD, TRUMBULL, NE 68980-1717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	332/76
Date	Jul 9, 2020
Book Page	332/76
Instrument	2020-01358

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 405 W 2 Rd was $2,092.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hamilton County
Unified School District	Doniphan-Trumbull Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,870 (+8.68%) Land $86,380 Building $256,490	$342,870 (+8.68%) Land $86,380 Building $256,490
2025	$2,092.00	$315,480 Land $86,380 Building $229,100	$315,480 Land $86,380 Building $229,100
2023	$2,030.00	$185,460 Land $73,105 Building $112,355	$185,460 Land $73,105 Building $112,355

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 W 2 Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W 2 Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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