405 Virginia Ave NE, Wise, VA 24293 Property Records

Wise County property record for 405 Virginia Ave NE, Wise, VA 24293

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 951 sqft
Lot Size	0.22 acres (9,490 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Mar 2026)
Tax Bill	$378 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038A3 (05) 001`

Property Details

APN / Parcel Number

Primary APN	`038A3 (05) 001`
Alternative APNs	`R013516` `013516`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	951 sqft Heated Area
Gross Area	1,782 sqft
Attic	Attic
Attic Area	240 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	9,490 sqft (0.22 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	249 sqft
Deck Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 VIRGINIA AVE NE
City	WISE
State	VA
Zip	24293-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 N.F. HIX ADD.
Legal Subdivision	HIX ADDITION
Jurisdiction	WISE VA
Township / Civil Division	2
Census Block Group	2
Census Block	2016
Census Tract	930900

Owner

405 Virginia Ave NE is owned and occupied by two individuals who bought it in March 2026.

Source: Wise County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 VIRGINIA AVE NE, WISE, VA 24293-5124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 3, 2024	Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Sep 3, 2024 · Amount on File
Deed Document Number	20261251
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Mar 30, 2026
Property Address	405 VIRGINIA AVE NE, WISE, VA 24293
Document Number	0202601251
Instrument Date	Mar 21, 2025
Instrument	202601251
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 VIRGINIA AVE NE, WISE, VA 24293

Mortgage

Document Number	0202601252
Date	Mar 30, 2026
Instrument	202601252

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Sep 3, 2024
Property Address	405 VIRGINIA AVE NE, WISE, VA 24293
Document Number	0202403755
Map Reference	IN 201402227
Instrument Date	Aug 29, 2024
Instrument	202403755
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2213 1ST PL NW, CENTER POINT, AL 35215-3421

Mortgage

Document Number	0202403756
Date	Sep 3, 2024
Instrument	202403756

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.38%
Max Rate At Change	8.38%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 405 Virginia Ave NE was $378.

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Wise County
Municipality	Wise Town
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,400 (+121.53%) Land $13,000 Building $108,400	$121,400 (+121.53%) Land $13,000 Building $108,400
2025	$378.00	$54,800 Land $10,000 Building $44,800	$54,800 Land $10,000 Building $44,800
2023	$378.00	$54,800 (-) Land $10,000 Building $44,800	$54,800 (-) Land $10,000 Building $44,800
2022		$54,800 Land $10,000 Building $44,800	$54,800 Land $10,000 Building $44,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Virginia Ave NE in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1981–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Virginia Ave NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WISE serves 6,375 people · EPA ID VA1195950
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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