Freeborn County property record for 405 Vine Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,011 sqft · built 1895 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,824 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.117.0130 |
| Primary APN | 34.117.0130 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,011 sqft Living Area |
| 1st Floor Area | 1,055 sqft |
| Basement Area | 1,055 sqft |
| Unfinished Basement | 1,055 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 198 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Porch | Slab |
| Porch Area | 188 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 VINE AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-4453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKER'S ADDITION LOT-008 BLOCK-001 LOT 8 BLK 1 PARKERS ADDITION |
| Legal Subdivision | PARKER'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 180400 |
Source: Freeborn County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 VINE AVE, ALBERT LEA, MN 56007-4453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jul 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 405 VINE AVE, ALBERT LEA, MN 56007-4453 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A554207 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | A554207 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 405 VINE AVE, ALBERT LEA, MN 56007-4453 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A533210 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | A533210 |
| Name | UNITED EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 25, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,824.00 Homeowner's exemption | $268,000 (-) Land $25,900 Building $242,100 | $268,000 (-) Land $25,900 Building $242,100 |
| 2025 | $3,824.00 (+25.79%) Homeowner's exemption | $268,000 (+19.91%) Land $25,900 Building $242,100 | $268,000 (+19.91%) Land $25,900 Building $242,100 |
| 2023 | $3,040.00 (+86.96%) Homeowner's exemption | $223,500 Land $25,900 Building $197,600 | $223,500 Land $25,900 Building $197,600 |
| 2020 | $1,626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Dec 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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