Warren County property record for 405 Vance Ln, Bowling Green, KY 42101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,302 sqft · built 1998 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Aug 2019) |
| Tax Bill | $1,945 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018A-28D-002 |
| Primary APN | 018A-28D-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| Basement Area | 1,250 sqft |
| Unfinished Basement | 1,250 sqft |
| Family Room | Family Room |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 138 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 405 VANCE LN |
|---|---|
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-7402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WEST WIND ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | WOODBURN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11900 |
405 Vance Ln is owned and occupied by two individuals who acquired it in June 2021.
Source: Warren County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 VANCE LN, BOWLING GREEN, KY 42101-7402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 2, 2019 | Deed, Transfer · Conventional Mortgage CENTURY LENDING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on File |
| Deed Sale | Aug 2, 2019 · Amount on File |
| Deed Document Number | 20191096739 |
| Deed Book / Page | 1189 / 799 |
| Last Transfer Date | Jun 25, 2021 |
| Transfer Doc | 0D1244/796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Nov 15, 2021 |
| Property Address | 405 VANCE LN, BOWLING GREEN, KY 42101-7402 |
| Document Number | D1244/796 |
| Book / Page | D1244 / 796 |
| Map Reference | MB 24 PG 44 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 1926282 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 VANCE LN, 405, BOWLING GREEN, KY 42101-7402 |
| Name | Verified Name |
|---|---|
| Address | 405 VANCE LN, BOWLING GREEN, KY 42101-7402 |
| Document Number | 1926288 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 1926288 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Aug 2, 2019 |
| Property Address | 405 VANCE LN, BOWLING GREEN, KY 42101-7402 |
| Document Number | 0D1189/799 |
| Book / Page | D1189 / 799 |
| Map Reference | MB 24 PG 44 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 1096739 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1314 ROBERTSON WAY, 1314, BOWLING GREEN, KY 42104-4314 |
| Name | Verified Name |
|---|---|
| Address | 405 VANCE LN, BOWLING GREEN, KY 42101-7402 |
| Document Number | 0001096740 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 1096740 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 405 Vance Ln was $1,945.
Source: Warren County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,945.00 | $225,000 | $225,000 |
| 2023 | $1,979.00 | $225,000 | $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Vance Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Vance Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Central Communications Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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